ChargeSMART Credit Cards

Get a safe start in using a credit card!chargeSMART_logo_2016

To rent an apartment, get a car loan, apply for student loans and more, you will need to begin building credit history now.

Use the credit card a couple times a month for things you'd already be spending money on - like a haircut, movie ticket, or meal out. Then learn how to pay off the balance each month and get rewarded for it!

For teens ages 15-17

  • Initial credit limit: $300
  • $50 Reward: Use card regularly and pay off balance in full*
  • No annual fee
  • Payments can be made through your Online Banking account or at any Park View branch

Get Started!

Please complete the Application and Quiz.

Submit your Application

  • Upload completed application electronically
  • Drop off at any of our branches
  • Mail to:
  • Park View Federal Credit Union
    Attn: Krista Westfall
    1675 Virginia Ave
    Harrisonburg, VA 22802


 *Must use card at least 12 times in the first year.