Home Equity Lines of Credit (HELOC)

Home Equity Loans and Home Equity Lines of Credit (HELOCs) provide a convenient and economical way to borrow for any of your lending needs.

For Whatever You Have Planned. Home Repairs & Improvements. College Tuition. Dream Vacation. No closing costs on HELOCS up to $75,000! Image of paint roller, graduation cap and tropical isalnd

Home Equity Lines of Credit

  • Borrow only when you need it
  • Can borrow up to 90% of the value of your home, subject to credit approval
  • Flexible payment options
  • Interest rate adjusts with the prime rate
  • Interest paid may be tax deductible***

Home Equity Loans

  • Fixed repayment period
  • Interest paid may be tax deductible***

For the latest rates or more information on HELOCs and Home Equity Loans, contact a member of our experienced team by email** or by calling 540.437.7412.

*Offer subject to change at any time. Valid for applications for a maximum $75,000 line of credit. Appraisal, when required, will be at the borrowers expense. Property insurance is required. Closing costs paid by the Credit Union may be recaptured if loan is closed/terminated within the first three years. Ask us for complete cost, terms and conditions. **Information sent by email is at risk of loss of confidentiality if the information is transmitted over the internet. ***Consult a tax advisor regarding the deductibility of interest.