Home Mortgage

Mortgage Loans

Purchasing a Home

Whether you are buying your first home or your fifth, our team of experts is here to guide you through the process with expert knowledge and care.

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Connect with a Mortgage Advisor

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Mortgage Options
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Friendly, Expert Guidance

Park View's mortgage loan advisors are award winning, experienced, local experts who will guide you through the home loan process.

Competitive Rates and Terms

Competitive mortgage rates, flexible terms, and low closing costs can help you achieve your home ownership goals.

Streamlined Process

An easy online application and local decisions combine to provide quick, convenient, customized home loans based on your needs.

Mortgage Options

Find the home loan that is right for you.

From first mortgages and refinancing to home equity loans and home equity lines of credit, turn to Park View for all of your home loan needs.

Adjustable-Rate Mortgage (ARM) Loans

A little flexibility can offer a lower initial interest rate and monthly payments

An ARM offers an initial period of lower fixed interest rates and, after a predetermined number of years, your rate may change (higher or lower) and will continue to adjust on a regular basis until you pay off your mortgage.

Start Your Application

Lower payments for the first years of a loan
Rates and payments adjust according to the market after the initial fixed period
Be in control with flexible options
An ideal solution if you plan to sell or pay off the loan within a few years

Construction Loans

Turn your dream home into reality

A home construction loan helps you bring your dream house to life, covering everything from purchasing the land to building your new home from the ground up. And at when construction is finished, Park View can convert your construction loan into a mortgage.

Learn More About Construction Loans

Interest-only payments during construction phase
Competitive rates
Flexible loan terms
Local underwriting and approval means quicker turnaround time
Options for first-time homebuyers

Fixed Rate Mortgage Loans

Lock in your principal payment and interest rate, and get worry-free, predictable monthly payments

A fixed-rate mortgage loan is the standard loan type for purchasing or refinance of a residential property. With a fixed-rate mortgage, your principal and interest payment remain the same for the life of the mortgage no matter what happens in the markets.

Start Your Application

Peace of mind knowing your payments won’t change
Competitive interest rates
Flexible down payment options
Options for first-time homebuyers and refinancing
No penalties for prepayments

FHA Mortage Loans

Get your dream home now with a low down payment option and great rates

Backed by the Federal Housing Administration, FHA loans are a great choice for borrowers who may have limited savings for a down payment, a higher debt-to-income (DTI) ratio, or a lower credit score. The FHA program offers several benefits, whether you're purchasing a new home or refinancing, making it an attractive option for many homebuyers.

Start Your Application

Down payments as low as 3.5%
Fixed terms available
Potential for lower closing costs than conventional loans
More lenient credit score standards than most home loans
FHA Loans are available for mortgage refinancing

Jumbo Home Loans

The perfect mortgage loan option for bigger dreams

When your ideal home is more expensive than most, you may want to opt for a mortgage. Non-conforming mortgages are used to finance high mortgage amounts, often for luxury homes. A loan is considered jumbo if the loan amount exceeds loan-servicing limits set by Fannie Mae and Freddie Mac.

Start Your Application

Jumbo mortgages are available for primary residences, second or vacation homes and investment properties
Purchase or refinance options
Down payment required
Variety of terms, including fixed rates and adjustable-rate loans
Competitive interest rates

Mortgage Refinance

Lower your payment and/or take cash out

Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker, or reduce your interest rate. Our team of Mortgage Advisors is here to guide you through the process and find the best refinancing options tailored to your needs.

Apply Now

Lower payment or interest rate on existing mortgage
Reduce your term to pay off your loan faster
Refinance to a fixed rate
Cash-Out or debt consolidation

USDA Mortgage Loans

For eligible properties located in rural areas and smaller towns

Park View offers loans to members through the U.S. Department of Agriculture Loan Program to make homeownership possible in rural areas. Whether your vision is to move to the mountains or settle in a farming community, a Mortgage Loan Advisor can help you figure out if you qualify.

Connect with a Mortgage Loan Advisor

Minimum 3.50% down payment
Lower credit scores
No income limits
Ideal for homebuyers with higher "debt-to-income" ratios
Allows for manual underwriting
Government backed

VA Mortgage Loans

A mortgage loan option for eligible service members, veterans and their spouses

We honor our active military and veterans by offering a path to homeownership through VA loans. Backed by the Department of Veterans Affairs, these loans help service members, veterans, and eligible surviving spouses buy homes—often with no down payment. In fact, about 90% of VA-backed loans are made without a down payment, offering flexibility for those who’ve faced financial challenges.

Interested in finding out if a VA loan is right for you?

Contact a Mortgage Advisor

0% down payment option
Flexible Credit Requirements
Competitive Interest Rates
No Private Mortgage Insurance (PMI)
Purchase and Refinance Options for Veterans
Assumable loans for veterans and civilians (which means that instead of opening a new mortgage loan, the buyer takes over the seller’s loan)

Use Your Home Equity

Your home’s equity can be the key to financing significant expenses like home improvements or consolidating debt. Home equity loans and lines of credit provide flexible options to help you reach your financial goals.

Learn More

Federal Home Loan Banks Grant (FHLB)

Park View offers Federal Home Loan Bank Grants for qualified borrowers to assist with down payment and closing costs. Contact one of our experienced mortgage loan advisors to learn if you qualify for this grant option.

Contact A Park View Mortgage Loan Advisor

Just starting your house hunt?

Contact our mortgage team today!

Take charge of your home buying journey with a pre-approval!¹

If you're inquiring about purchasing or just want to know a little more about the process on how to get pre-approved, our team of mortgage specialists is here to help. Simply request more information or send us an email and we’ll be in touch.

Request More Information²

Help for Home Buyers

Buying a home is one of the most exciting and significant decisions you'll make. While the journey may seem complex, it’s simply a series of steps—and we’re here to guide you through each one. Get started with our comprehensive home ownership guide.

View the Guide

Meet Our Team

Discover the Difference with Park View's Mortgage Team

As a top mortgage lender in our community, Park View delivers a home financing experience that is both seamless and transparent. Our dedicated mortgage loan advisors are here to guide you through every step of your homebuying journey, from pre-qualification to the final payment. We take the time to understand your unique situation and answer all your questions, ensuring you have the support and information needed to make confident decisions. At Park View, you’re not just getting a home loan—you’re gaining the support of a local financial institution that truly cares about putting our members’ needs first.

Sami Haggerty

Mortgage Loan Advisor
NMLS# 1570599

540.409.4203
Schedule an appointment

Apply Online with Sami

Jonathan Tieszen

Senior Mortgage Loan Advisor
NMLS# 653974

540.437.7405
Schedule an appointment

Apply Online with Jonathan

Annie King

Mortgage Loan Advisor
NMLS# 1797281

540.437.7402
Schedule an appointment

Apply Online with Annie

Sue Hughes

Mortgage Operations Manager
NMLS# 314578

540.236.5764
Schedule an Appointment

Myo Salinas

Mortgage Post Closer
NMLS# 699270

Hablo Español

540.236.5770

Brandon Hypes

Mortgage Loan Processor
NMLS# 2191232

540.236.5765

The whole process was easy and straightforward. I didn't get the run around like I had at other banks. Everyone was so nice and quick to respond to emails.

Janae Speigle

A flawless process from start to finish, great communication throughout!

Lisa

Our experience with the mortgage and HELOC services at Park View has been great! The team is super helpful and makes the whole process easy.

Monte G.

I would not bank anywhere else! I love how I have always been treated by every member of Park View's staff. ALWAYS helpful in any question I had.

Lora C.

I wish I had worked with Park View earlier than this. Annie in Mortgage services in wonderful! I so appreciate her patience and genuine care for us during a stressful time. Thank you!

Laurence J.

Learn about Title & Closing Services

When you work with Members Title, our in-house title company, you benefit from full-service closing solutions, ensuring a seamless and straightforward experience throughout the loan closing process, regardless of whether you're a Park View member or not.

Learn about Title & Closing Services

Get Started

Apply online to start the home loan process. A mortgage loan advisor will reach out to complete the application process.

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Home Mortgage

Mortgage Loans

Purchasing a Home

Friendly, Expert Guidance

Competitive Rates and Terms

Streamlined Process

Mortgage Options

Find the home loan that is right for you.

Adjustable-Rate Mortgage (ARM) Loans

Construction Loans

Fixed Rate Mortgage Loans

FHA Mortage Loans

Jumbo Home Loans

Mortgage Refinance

USDA Mortgage Loans

VA Mortgage Loans

Use Your Home Equity

Federal Home Loan Banks Grant (FHLB)

Just starting your house hunt?

Contact our mortgage team today!

Help for Home Buyers

Meet Our Team

Discover the Difference with Park View's Mortgage Team

Sami Haggerty

Jonathan Tieszen

Annie King

Sue Hughes

Myo Salinas

Brandon Hypes

Janae Speigle

Lisa

Monte G.

Lora C.

Laurence J.

Learn about Title & Closing Services

Get Started

We're here to help

Disclosures

1Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Loans subject to credit approval. Certain restrictions may apply. Not all will qualify.

2Information submitted through this form is securely submitted to protect your personal information.

3Information sent by email is at risk of loss of confidentiality if the information is transmitted over the Internet.

NMLS# 653464

Privacy of Children Disclosure

Terms of Use | Privacy Policy© 2025 Park View Federal Credit Union

© 2023 Park View Federal Credit Union | Powered by iDiz

¹Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Loans subject to credit approval. Certain restrictions may apply. Not all will qualify.

²Information submitted through this form is securely submitted to protect your personal information.

³Information sent by email is at risk of loss of confidentiality if the information is transmitted over the Internet.

Terms of Use | Privacy Policy
© 2025 Park View Federal Credit Union