Equifax Data Breach

Credit bureau Equifax has announced a data breach of more than 143 million records that included personal identifying information (name, birthdate, Social Security Number, address, etc.).

How to know if this affects you

We recommend that you assume that you have been affected and take action to protect your information.
  • Go to www.equifaxsecurity2017.com, a site established by Equifax, and click on Potential Impact to determine if your information has been potentially affected.
  • Equifax announced they will send direct (paper) mail notices to consumers affected.

4 things to do to protect yourself and prevent identity theft:

  1. Freeze your credit files. This is the best protection you can give yourself, for just a few bucks. Follow the specific instructions for your state provided here. Applying for a new account or loan won’t be available if you freeze your credit, but you can temporarily lift the freeze.
  2. Check your credit reports via the free www.annualcreditreport.com.
  3. Sign up for credit monitoring. Equifax is offering a free 1 year option, but criminals will be using this information for years to come. There are numerous other services as well.
  4. Always review your financial institution account and credit card statements for unauthorized activity as soon as you receive them.

Beware of these current scams:

  • Emails that claim to be from Equifax or another credit bureau where you can check if your data was compromised
  • Emails that claim there is a problem with a credit card, your credit record, or other personal financial information
  • Calls from scammers that claim they are from your bank or credit union
  • Fraudulent charges on any credit card because your identity was stolen
If you think you are victim of identity theft, learn more about next steps here.

 

Please don't hesitate to contact us by email or phone (540.434.6444 ext. 710) if you have further questions.