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AUTO LOAN RATES

New Auto Loan Rates

Rates as of 1/2/2025

Model Year	Term	APR² as low as
2023 and newer	0-36 months	4.64 - 14.59%
	37-48 months	5.34 - 15.09%
	49-60 months	6.09 - 15.84%
	61-72 months	6.44 - 16.59%
	73-84 months	6.79 - 17.59%

Used Auto Loan Rates

Rates as of 1/2/2025

Model Year	Term	APR² as low as
2017-2022	0-36 months	5.19 - 16.59%
	37-48 months	5.84 - 16.84%
	49-60 months	6.34 - 17.34%
	61-72 months	6.64 - 18.00%
	73-84 months	7.14 - 18.00%
2016 and older	0-48 months	6.79 - 18.00%
	49-60 months	7.04 - 18.00%
	61-72 months	7.74 - 18.00%

Calculate your potential auto refinance savings!

Use this auto refinance calculator to compare your current loan to a Park View auto loan!

	Current Loan	New Loan	Difference
Monthly Payment
Months Remaining
Interest Remaining

Months Remaining and Interest Remaining were calculated from your current loan's balance, payment, and rate.

^Disclosures

¹Annual Percentage Rate (APR) is based on an evaluation of the applicant's credit. All rates quoted include a 0.50% rate discount. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Payments for $25,000 loan at 4.89% APR for 36 months are approximately $748.04 per month. Rates are subject to change without notice. Financing is available up to 130% of Retail Value on new and used vehicles. Vehicle value based on MSRP for new vehicles and NADA retail values for used vehicles. If you are unsure about how to obtain the value please contact us.

Some rates quoted require auto pay from a Park View Checking Account and a minimum of $25,000 financed.

Auto loans with terms of 61 + months require a minimum of $10,000 financed.

All loans are subject to approval. All rates listed above are fixed. Debt payments including all bills must not exceed 45% of your total gross income or less depending on credit.

²Important note about this calculator: The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed.