Auto Loan Rates

Auto Loan Rates

Current as of 6/1/2018
TermAPR* as low as
36-60 months1.99%
61-84months 2.49%

*Above rates represent a credit score of at least 780, a minimum of $25,000, and Automatic Payments from a PVFCU Checking Account. Members may see an increase in APR based on credit, value of vehicle, age of vehicle, and/or amount financed. Not all loans will be eligible for all terms listed above.

Vehicle value is based off KBB Invoice for new vehicles or NADA retail values for used vehicles. If you are unsure about how to obtain the value please contact us.

Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. All rates listed are fixed. Down payment on vehicle loans varies depending on your credit score and the purchase price of the vehicle. Debt payments including all bills must not exceed 45% of your total gross income or less depending on credit. Representative payment example: A $10,000 loan at a 1.99% Annual Percentage Rate for 36 months would require 36 monthly payments of $286.38.

For commercial vehicle rates please contact a business loan officer.