New & Used Auto Loan Rates
Competitive Auto Loan Rates for New & Used Vehicles
Park View offers auto loans in Harrisonburg, VA and beyond for new and used cars, SUVs, vans, and trucks. Enjoy competitive rates and flexible terms.
New Auto Loan Rates
Rates as of 11/2/2026| Model Year | Term | APR1 as low as |
|---|---|---|
| 2025 and newer | 0-36 months | 3.24 - 13.99% |
| 37-48 months | 3.99 - 14.49% | |
| 49-60 months | 4.74 - 15.24% | |
| 61-72 months | 5.19 - 15.99% | |
| 73-84 months | 5.54 - 16.99% |
Used Auto Loan Rates
Rates as of 11/2/2026| Model Year | Term | APR2 as low as |
|---|---|---|
| 2019-2024 | 0-36 months | 3.74 - 15.99% |
| 37-48 months | 4.49 - 16.24% | |
| 49-60 months | 4.99 - 16.74% | |
| 61-72 months | 5.49 - 17.49% | |
| 73-84 months | 6.04 - 18.00% | |
| 2018 and older | 0-48 months | 5.54 - 17.74% |
| 49-60 months | 5.79 - 18.00% | |
| 61-72 months | 6.44 - 18.00% |
Disclosures
1APR = Annual Percentage Rate. All rates quoted are the lowest available rates based on overall credit worthiness. Your actual rate may vary based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Not all will qualify for the lowest rate. Payments for a $25,000 loan at 3.24% Annual Percentage Rate (APR) for 36 months would require 36 monthly payments of $729.68. Rate current as of 11/2/26 and subject to change without notice. Credit union membership required for loan disbursal.
2APR = Annual Percentage Rate. All rates quoted are the lowest available rates based on overall credit worthiness and automatic payments from Park View Checking Account. Your actual rate may vary. Not all will qualify for the lowest rate. Payments for a $25,000 loan at 3.74% Annual Percentage Rate (APR) for 36 months would require 36 monthly payments of $735.21. Rate current as of 11/2/26 and subject to change without notice. Credit union membership required for loan disbursal.