Skip to content

Money Market Accounts

Unlock the power of a Money Market Account

Picture this: a savings account that not only helps you grow your money but also gives you the freedom to access it whenever you need. That's the beauty of a Money Market Account from Park View!

Open an Account
View Rates
Smiling elderly couple sitting together, using laptop to navigate money market account investments and rates.

You could win $500!1

Money doesn’t grow on trees, but it will grow in our Money Market Account.

Open a new account, enjoy competitive dividends, and you'll be automatically entered into our $500 sweepstakes.

How to Enter

  • Step Number 1

    Open a new Money Market Account between February 16–April 15, 2026, and deposit $2,500 at opening.

  • Step Number 2

    You’re automatically entered once the account is opened and funded.

  • Step Number 3

    To receive a $500 prize, your account must maintain a $2,500 daily average balance for 60 days. Winners will be notified after they have met the 60-day balance requirement.

AdobeStock 613912184 Recovered Cropped2

When does the sweepstakes run? The sweepstakes is valid for new Money Market Accounts opened and funded between February 16 and April 15, 2026.

How do I enter the sweepstakes? Simply open and fund a new Money Market Account with a minimum deposit of $2,500 and maintain a daily average balance of $2,500 or more for 60 days. Eligible accounts will be automatically entered into the drawings.

Who is eligible to participate? The sweepstakes is open to individuals who meet the account opening requirements and maintain the required balance.

How will winners be notified? Winners will be contacted via the email or phone number associated with their Park View account. Be sure your contact information is up to date.

What happens if I win? If you are selected as a winner, $500 will be deposited directly into your Money Market Account after the 60-day balance requirement is met.

What if I don’t maintain the $2,500 balance for 60 days? If the daily average balance falls below $2,500 during the 60-day period, you will no longer be eligible to receive the prize.

Can I withdraw the prize money immediately? Yes, once the $500 prize is deposited into your account, it is yours to use as you wish. Please note that after the initial 60 days of account opening, if your daily ending balance drops below $1,500 on any day during the statement cycle, a $10 fee will be assessed.

What happens if I close my account before the 60-day period ends? If the account is closed before the 60-day balance requirement is met, you will forfeit your eligibility for the prize.  

Will my name or photo be shared if I win? We encourage winners to participate in a photo opportunity for social media to celebrate their win, but we understand if you’d prefer not to. If you choose to opt out, we will only share your first name and the first initial of your last name in any promotional materials. Please let us know if you’d like to opt out of the photo opportunity.

View Sweepstakes FAQ
Open Online
Schedule an Appointment

Enjoy higher earnings, along with easy access to your funds.

  • Icons For Business Checking Cash Management

    Easy Access to Funds

    Unlimited deposits, withdrawals and transfers.

A Money Market Account is a specialized savings account designed to help you reach your goals faster. It offers higher earnings than most traditional savings accounts without locking your money into a long‑term commitment. With a Money Market Account, you get the best of both worlds: stronger dividends and the flexibility of unlimited transfers and withdrawals.

  • A secure and accessible way to grow your funds.

  • Keep a $1,500 daily minimum balance to avoid a monthly fee2

  • Manage money through Online Banking and our Mobile App

  • When used in conjunction with other deposit accounts, like Electrum Checking, a Money Market Account can provide an additional boost to your savings.

Row triangle Shape Decorative svg added to top

Money Market + Electrum Checking

Maximize earnings on your higher savings balance with competitive, tiered rates

Combining a Money Market Account with Electrum Checking means more earnings for you. Your monthly activity in Electrum Checking unlocks Silver and Gold tiers, boosting your savings potential. Maximize your savings easily by pairing these accounts!

  • Icons For Business Checking Coin Counting

    Keep Your Balance Happy

    Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.2

Money Market Rates

Earn more with competitive tiered rates. With our tiered rate system, your balance earns more when you pair it with our Electrum Checking Account.

Money Market Rates: Take Your Pick

Money Market + Electrum

Current as of 2/2/2026
Balance Gold Level APY4 Silver Level APY5
Over $200,000 2.85%1.85%
Over $100,000 2.80%1.80%
Over $75,000 2.75%1.75%
Over $25,000 2.75%1.75%
Balances to $25,000 2.75%1.75%

Money Market Account

Current as of 2/2/2026
Balance Base Level APY3
Over $200,0001.35%
Over $100,000 1.30%
Over $75,000 1.25%
Over $25,000 1.25%
Balances to $25,000 1.25%

Explore our Business Money Market Accounts

Looking for opportunities to maximize your business' funds? Explore our Business Money Market Accounts designed to help your company grow its reserves while enjoying competitive rates and easy access to your funds.

Our Business Money Market Accounts offer flexibility and security, empowering you to make the most of your company's finances.

Explore Business Money Markets

Frequently Asked Questions

Get the answers you need to the questions you have about Money Market Accounts.

Explore More Savings Options

At Park View, we offer a variety of smart savings tools to fit your financial goals. Explore your options.  

Smiling elderly couple sitting together, using laptop to navigate money market account investments and rates.

Certificate

Grow your savings with certificates that offer competitive earning potential.

Learn More
. An older man and a young boy happily picking apples from a tree, sharing smiles and laughter in a vibrant orchard.

High-Yield Checking

Maximize your earnings with our high-yield checking account!

Learn More
A cheerful couple examines documents while using a calculator, enjoying their time together while discussing important information regarding retirement and IRAs.

IRAs

Plan for the future and take control of your retirement savings.

Learn More
Disclosures
1Sweepstakes valid for new Money Market Accounts opened and funded between February 15 and April 15, 2026. To qualify, accounts must have a required opening deposit of $2,500 and maintain a daily average balance of $2,500 or more for 90 days to be automatically entered for a chance to win $500 in our bi-weekly raffles during the campaign timeframe. A total of six (6) winners will be selected. No purchase necessary to enter or win. Offer subject to change without notice. Park View membership eligibility required. Insured by NCUA.
2If your daily ending balance drops below $1,500 on any day during the statement cycle, a fee will be assessed. Please see the fee schedule for the monthly fee amount. Fees could reduce earnings on the account. Must be a Park View member.
3APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the daily average balance drops below $1,500. Fees could reduce earnings on the account.
4APY = Annual Percentage Yield; Dividends are paid monthly. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the daily average balance drops below $1,500. Fees could reduce earnings on the account.
5APY = Annual Percentage Yield; Dividends are paid monthly.To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the daily average balance drops below $1,500. Fees could reduce earnings on the account.