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Unlock the Power of Money Market Accounts

Picture this: a savings account that not only helps you grow your money but also gives you the freedom to access it whenever you need. That's the beauty of a Money Market Account from Park View!

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What is a Money Market Account?

A Money Market Account is your ticket to a savings journey that offers higher dividends than your regular savings account. Think of it as a dynamic blend of a traditional savings account and a certificate.

The best part? Your funds aren't restricted by a specific term, allowing you to access them whenever life calls for it.

When to Use a Money Market Account

Consider a Money Market Account if you seek the convenience of a checking account paired with the advantages of a savings account. Tailored for larger balances, this account offers a secure and easily accessible way to manage your funds.

With its balance between safety and accessibility, a Money Market Account might be the ideal choice for your financial needs.

A Money Market Account Means:

MMA 1

INCREASED EARNING POTENTIAL

Higher dividends compared to regular savings accounts mean you can grow your money at a faster rate.

MMA3

NO TERM REQUIREMENTS

Enjoy knowing that your money is readily available and easily accessible without any waiting periods or penalties for early withdrawal.

MMA 2

COMBINE FOR MORE

When used in conjunction with other deposit accounts, like Electrum Checking, a Money Market Account can provide an additional boost to your savings.

Why Pair a Money Market Account with Electrum Checking?

Combining a Money Market Account with Electrum Checking means more earnings for you. Your monthly activity in Electrum Checking unlocks Silver and Gold tiers, boosting your savings potential. Maximize your savings easily by pairing these accounts!

  • Tiered Dividend Rates: Your dividends are directly tied to your monthly Electrum Checking activity, ensuring more earnings as your banking activity grows.
  • Grow Your Deposits, Grow Your Earnings: Our tiered dividend rates reward larger deposits with increased earnings, making it easy for you to supercharge your savings effortlessly.
  • Keep Your Balance Happy: Maintain a minimum balance of $1,500 to enjoy no minimum balance fees.1

Money Market Rates: Take Your Pick

Money Market Account

Current as of 3/1/2024
Balance Base Level APY2
Over $200,000 1.96%
Over $100,000 1.96%
Over $75,000 1.96%
Over $25,000 1.65%
Balances to $25,000 1.60%

Money Market + Electrum

Current as of 3/1/2024
Balance Gold Level APY3 Silver Level APY4
Over $200,000 3.46%2.46%
Over $100,000 3.46%2.46%
Over $75,000 3.46%2.46%
Over $25,000 3.15%2.15%
Balances to $25,000 3.10%2.10%

Embrace the Best of Both Worlds

Money Market Accounts offer a blend of growth potential and accessibility, making them a top choice for savvy savers. Dive into the world of financial empowerment - discover how a Money Market Account can elevate your savings game.

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Explore our Business Money Market Accounts

Looking for opportunities to maximize your business' funds? Explore our Business Money Market Accounts designed to help your company grow its reserves while enjoying competitive rates and easy access to your funds.

Our Business Money Market Accounts offer flexibility and security, empowering you to make the most of your company's finances.

Money Market FAQs

Yes! Money Market Accounts are insured up to $250,000 and backed by the full faith and credit of the United States Government under the National Credit Union Administration (NCUA), just like federally insured bank deposits are covered by the FDIC. 

To avoid incurring a fee, you will need to keep at least $1,500 in your Money Market Account. See the consumer fee schedule for details. 

A Money Market Account is a bit like a boosted savings account, often earning more dividends than standard savings. It's akin to a certificate but offers flexibility—no penalties for withdrawing your money whenever needed.

1If the monthly average balance drops below $1,500, a fee will be assessed. Please see the fee schedule for the monthly fee amount. Fees could reduce earnings on the account. Must be a Park View member.
2APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the monthly average balance drops below $1,500. Fees could reduce earnings on the account.
3APY = Annual Percentage Yield; Dividends are paid monthly. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the monthly average balance drops below $1,500. Fees could reduce earnings on the account.
4APY = Annual Percentage Yield; Dividends are paid monthly.To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the monthly average balance drops below $1,500. Fees could reduce earnings on the account.
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