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Money Market Accounts

Unlock the power of a Money Market Account

Picture this: a savings account that not only helps you grow your money but also gives you the freedom to access it whenever you need. That's the beauty of a Money Market Account from Park View!

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Enjoy higher earnings, along with easy access to your funds.

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    Easy Access to Funds

    Unlimited deposits, withdrawals and transfers.

A Money Market Account is a specialized savings account designed to help you reach your goals faster. It offers higher earnings than most traditional savings accounts without locking your money into a long‑term commitment. With a Money Market Account, you get the best of both worlds: stronger dividends and the flexibility of unlimited transfers and withdrawals.

  • A secure and accessible way to grow your funds.

  • Keep a $1,500 daily minimum balance to avoid a monthly fee1

  • Manage money through Online Banking and our Mobile App

  • When used in conjunction with other deposit accounts, like Electrum Checking, a Money Market Account can provide an additional boost to your savings.

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Money Market + Electrum Checking

Maximize earnings on your higher savings balance with competitive, tiered rates

Combining a Money Market Account with Electrum Checking means more earnings for you. Your monthly activity in Electrum Checking unlocks Silver and Gold tiers, boosting your savings potential. Maximize your savings easily by pairing these accounts!

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    Keep Your Balance Happy

    Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.2

Money Market Rates

Earn more with competitive tiered rates. With our tiered rate system, your balance earns more when you pair it with our Electrum Checking Account.

Money Market Rates: Take Your Pick

Money Market + Electrum

Current as of 5/1/2026
Balance Gold Level APY5 Silver Level APY4
Over $200,000 2.80%1.80%
Over $100,000 2.75%1.75%
Over $75,000 2.70%1.70%
Over $25,000 2.70%1.70%
Balances to $25,000 2.70%1.70%

Money Market Account

Current as of 5/1/2026
Balance Base Level APY3
Over $200,0001.30%
Over $100,000 1.25%
Over $75,000 1.20%
Over $25,000 1.20%
Balances to $25,000 1.20%

Explore our Business Money Market Accounts

Looking for opportunities to maximize your business' funds? Explore our Business Money Market Accounts designed to help your company grow its reserves while enjoying competitive rates and easy access to your funds.

Our Business Money Market Accounts offer flexibility and security, empowering you to make the most of your company's finances.

Explore Business Money Markets

Frequently Asked Questions

Get the answers you need to the questions you have about Money Market Accounts.

Explore More Savings Options

At Park View, we offer a variety of smart savings tools to fit your financial goals. Explore your options.  

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Maximize your earnings with our high-yield checking account!

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Disclosures
1If your daily ending balance drops below $1,500 on any day during the statement cycle, a fee will be assessed. Please see the fee schedule for the monthly fee amount. Fees could reduce earnings on the account. Must be a Park View member.
2APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the daily average balance drops below $1,500. Fees could reduce earnings on the account.
3APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the daily average balance drops below $1,500. Fees could reduce earnings on the account.
4APY = Annual Percentage Yield; Dividends are paid monthly. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the daily average balance drops below $1,500. Fees could reduce earnings on the account.
5APY = Annual Percentage Yield; Dividends are paid monthly. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. A fee will be assessed if the daily average balance drops below $1,500. Fees could reduce earnings on the account.