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Flexibility Meets Steady Payments

Stop choosing between the flexibility of a Home Equity Line of Credit (HELOC) or the steady payments of a fixed-rate loan. You can enjoy both with Park View's Hybrid HELOC!

How it Works

  • Use your Hybrid HELOC as you need it, for anything you need
  • You can lock all or a portion of your Hybrid HELOC balance into a fixed-rate segment for a specified period of time during your draw period1
  • Up to 5 locks at one time
  • Minimum segment lock amount is $5,000

Hybrid HELOC Benefits

  • Keep payments steady by locking in a fixed-rate
  • Easy access to the equity in your home
  • No pre-payment penalties
  • Potential tax savings2
  • Use for recurring home remodeling, major purchases, tuition costs, and any other use

Hybrid HELOC Example: $60,000 Line of Credit



1Hybrid Home Equity Line of Credit (HELOC) allows a member to create up to five (5) fixed loan segments with a minimum of at least $5,000 for each loan segment. Up to $100,000 can be in a fixed-rate segment. Fixed terms will be based on the existing rate of the HELOC. The fee structure remains the same as the regular HELOC initial loan application. There is a $25 fee to set up each segment. For qualified borrowers only. Contact Park View for full details.
2Consult with a tax advisor to determine if you are eligible.
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