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Flexibility Meets Steady Payments

Stop choosing between the flexibility of a Home Equity Line of Credit (HELOC) or the steady payments of a fixed-rate loan. You can enjoy both with Park View's Hybrid HELOC!

How it Works

  • Use your Hybrid HELOC as you need it, for anything you need
  • You can lock all or a portion of your Hybrid HELOC balance into a fixed-rate segment for a specified period of time during your draw period1
  • Up to 5 locks at one time
  • Minimum segment lock amount is $5,000

Hybrid HELOC Benefits

  • Keep payments steady by locking in a fixed-rate
  • Easy access to the equity in your home
  • No pre-payment penalties
  • Potential tax savings2
  • Use for recurring home remodeling, major purchases, tuition costs, and any other use

Hybrid HELOC Example: $60,000 Line of Credit

A graphic depicting the concept of a Hybrid HELOC (Home Equity Line of Credit). It illustrates the freedom to draw funds as needed during an initial 'draw' period, while also allowing the option to stabilize interest rates.


1Hybrid Home Equity Line of Credit (HELOC) allows a member to create up to five (5) fixed loan segments with a minimum of at least $5,000 for each loan segment. Up to $100,000 can be in a fixed-rate segment. Fixed terms will be based on the existing rate of the HELOC. The fee structure remains the same as the regular HELOC initial loan application. There is a $25 fee to set up each segment. For qualified borrowers only. Contact Park View for full details.
2Consult with a tax advisor to determine if you are eligible.
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