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Vacation Loan

Vacation Loan

Get Money You Need to Go Places

VACATION LOAN: FUNDS IN AS LITTLE AS 60 SECONDS

Planning a family getaway, attending a special celebration, or visiting loved ones? We’re here to help you get there.

Apply for a Vacation Loan from $200 to $1,200—quick, simple, and stress-free. With just 6 clicks in 60 seconds, funds can be deposited directly into your Park View account, so you can turn your vacation dreams into reality.1

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A family having fun in a resort pool, enjoying their vacation and creating joyful moments together.

Features

A Loan Designed for the Holiday

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    Wanderlust Approved

    Get $200 - $1,200 with a vacation loan for your adventure.

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    Loan Term

    Up to 12-month repayment term.2

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    Fast Funds for Your Getaway

    Once approved, funds will be deposited the same day into your Park View checking account—so you can book your trip without delay.

  • Blue icon featuring a palm tree and a percent sign, symbolizing a vacation loan rate.

    Vacation Dreams, Budget-Friendly Rates

    12.00% Annual Percentage Rate Vacation Loan helps make your dream getaway affordable—without the stress of high-interest credit cards.

  • Vacation Loan Instant Decisioning

    Instant Decisioning

    With just 6 clicks in 60 seconds, you can get the money you need deposited directly into your account. Plus, no credit report needed. 

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    Simple Requirements

    3 months of Park View membership and deposit activity are required. Must be 18 years or older. $20 application fee.3

Benefits

Turn your travel dreams into reality with a Vacation Loan

From flights and hotels to cruises and vacation rentals, our Vacation Loan helps cover just about any travel-related expense. Want to try new foods, explore new places, or simply relax? A little extra spending money can help you enjoy every moment.

With a Vacation Loan, you can book your trip now and pay over time with predictable monthly payments. Whether you're planning family time, a quiet cabin retreat, or a beachside escape, we're here to help fund your next adventure.

Apply for a Vacation Loan
  • Holiday Loan Lower, Fixed Rates

    Lower, Fixed Rates

    Vacation Loans come with lower interest rates than high-interest credit cards—and with a fixed rate, your payment won’t change over time.

  • Holiday Loan Spend What You Borrow

    Only Spend What You Borrow

    Set your travel budget upfront. By borrowing a fixed amount, you’re less likely to overspend compared to using revolving credit.

  • Holiday Loan Set Payments

    Set Payments

    Know exactly what you owe each month. With predictable payments, it’s easier to stay on track and pay off your loan faster.

  • Holiday Loan Flexible Use

    Flexible Use

    Use your Vacation Loan for travel, lodging, airfare, excursions, or wherever your journey takes you.

Apply for a Vacation Loan

Ready to book your trip?

Applying for a Vacation Loan is quick, simple, and all online. With just a few clicks, you’ll be on your way—and one step closer to saying bon voyage!

  • Apply Online

    Submit your application with just a few clicks online.

    Click Here to Apply Online

  • Get an Instant Decision

    Applications are reviewed quickly—many members hear back in minutes, so your getaway doesn’t have to wait.

  • Receive Your Funds

    Once approved, funds go straight to your Park View account—ready to use and easy to manage online or on the go.

  • Start Repaying with Fixed Payments

    Enjoy manageable, fixed monthly payments that fit your budget.

A cheerful family with their dog relaxing in the trunk of a car, excited for their vacation trip using a vacation loan.

Vacation Loan FAQs

Everything you need to know before you book your getaway.

Get the answers you need to your questions about a Vacation Loan from Park View. 

A vacation loan is a personal loan used for financing travel. Because you get a fixed rate that's lower than a high-interest credit card, a vacation loan can be a smart way to finance a big trip or a once-in-a-lifetime experience.

Applying online is simple and secure. If approved, your loan funds will be delivered quickly with direct deposit and you can start booking that vacation.

Applying is quick and easy, and you’ll get an instant decision. If approved, funds can be deposited into your Park View account as soon as the same business day. So whenever you're ready to pay for your trip, a vacation loan from Park View can be there to help you.

Anything travel-related! Use it for flights, hotel stays, gas, excursions, or even last-minute family trips.

Vacation Loans come with up to a 12-month repayment term, with fixed monthly payments that make budgeting easier.

Yes, there’s a $20 application fee, whether or not you're approved. To apply, you must also be a Park View member for at least 3 months with deposit activity.

Apply now and start packing!

Ready to make vacation memories?

With just a few clicks, you can secure your Park View Vacation Loan and focus on the fun—not the finances.

Start My Vacation Loan Application

Disclosures

1Not all who apply will be approved. Applicants must be at least 18 years old. Applications must be submitted by July 31, 2025, to qualify for this offer.
2As an example, a 3-month, 15.00% APR fixed rate Vacation Loan for $200 would result in 3 monthly payments of $68.34. Your actual payment may be higher. A 12-month, 15.00% APR fixed-rate Holiday Loan for $1,200 would result in 12 monthly payments of $180.31. Your actual payment may be higher.
3An application fee of $20 is charged for every Vacation Loan application, whether or not the loan is approved. All loans are subject to approval; not all will qualify. Must be a Park View member for at least 90 days with deposit activity. No more than one Vacation Loan at a time. 
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