Savings Accounts

What’s the best place for my savings?

We give you a number of options to choose from to find what fits your needs best!

Savings Rates


Regular Savings Accounts

  • Minimum $5 deposit (must stay in this account to keep it open)
  • Add to or withdraw from account at any time

Club Savings Accounts

  • Set up a club account for a variety of purposes – vehicle purchase, holiday bills, special savings, etc.
  • Deposits can be made by payroll deduction, direct deposit, or account transfers.

Car Club Accounts

  • Save for vehicle purchases, insurance, or repair expenses
  • 1 withdrawal per quarter

Christmas Club Accounts

  • Save throughout the year for your Christmas purchases
  • 1 withdrawal permitted
  • Receive the balance of your account, including dividends, in October

Vacation Club Accounts

  • Save throughout the year for your summer vacation
  • 1 withdrawal permitted
  • Receive the balance of your account, including dividends, in May

Money Market Accounts

  • 2 types available for personal and business accounts
  • 6 free withdrawals per month, 3 by check
  • Checks are available
  • View Rates

Certificates

  • Available in maturities ranging from 6 months to 5 years
  • Minimum balance of $1,000
  • May add to certificate at any time
  • View Rates

One Penalty-Free Withdrawal Certificates

  • Minimum balance of $5,000
  • Maturities range from 1-2 years
  • May have 1 penalty free withdrawal after certificate has been open for 6 months

Grow With Me Certificates

  • For youth ages 0-17
  • Minimum balance of $100
  • Matures when child reaches age 18
  • High dividend rate – adjusts annually with federal student loan repayment rate

Youth Accounts

  • Special programs for youth ranging in age from birth to 17

Health Savings Accounts

  • Used with health insurance that has a High Deductible Health Plan

Individual Retirement Accounts

  • Traditional and Roth IRA savings accounts and certificates

Education Savings Accounts

  • Save for your child’s education expenses with tax benefits