Savings Rates

Share Savings and Club Rates

Current as of 9/1/2017
Balance ($25 minimum deposit)APY*Dividend Rate
over $25,0000.15%0.150%
balances to $25,0000.10%0.100%

*APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.

Specialty Club Account (Christmas, Car club) Rates

Current as of 9/1/2017
BalanceAPY*Dividend Rate
all balances0.20%0.200%

*APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.

Investment Money Market Rates

Current as of 9/1/2017
Balance APY* Dividend Rate
over $250,0000.39% - 0.55% 0.549%
$100,000.01-$250,0000.22% - 0.39% 0.499%
$50,000.01-$100,0000.15% - 0.22% 0.300%
$25,000.01-$50,0000.09% - 0.15% 0.200%
$2,500.01-$25,0000.00% - $0.09%0.100%
balances to $2,5000.00%0.000%

*APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.

Traditional Money Market Rates

Current as of 9/1/2017
Balance ($1,500 minimum to open) APY* Dividend Rate
over $200,000 0.45% 0.449%
over $100,000 0.40% 0.399%
over $75,000 0.30% 0.300%
over $25,000 0.20% 0.200%
balances to $25,000 0.10% 0.100%

*APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.

Health Savings Account (HSA) Rates

Current as of 9/1/2017
BalanceAPY*Dividend Rate
over $5,0000.40%0.399%
balances to $5,0000.10%0.100%

*APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.

Individual Retirement Account (IRA) Share Rates

Current as of 9/1/2017
BalanceAPY*Dividend Rate
$250 minimum to open0.25%0.250%

*APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.

Education Savings Account (ESA) Share Rates

Current as of 9/1/2017
BalanceAPY*Dividend Rate
$250 minimum to open0.25%0.250%

*APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.