Savings Rates
Build Toward Your Future
Whatever you’re saving for, Park View Federal Credit Union offers competitive rates to help your money grow.
Savings and Club Rates
1$5 minimum deposit in Park View RewardsCurrent as of 7/1/2026
| Balance ($5 minimum deposit) | APY2 | Dividend Rate |
|---|---|---|
| Over $25,000 | 0.10% | 0.100% |
| Balances to $25,000 | 0.05% | 0.050% |
1 $5 minimum deposit required to open account and earn APY.2APY = Annual Percentage Yield; Dividends are paid quarterly. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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Specialty Club Savings Account (Christmas, Car club) Rates
1$5 minimum deposit in Park View RewardsCurrent as of 7/1/2026
| Balance | APY2 | Dividend Rate |
|---|---|---|
| All balances | 0.20% | 0.200% |
1$5 minimum deposit in shares account required to open specialty club account and earn APY. 2APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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Money Market Account Rates
Current as of 7/1/2026| Balance ($1,500 minimum) | Gold Level APY1 | Dividend Rate | Silver Level APY2 | Dividend Rate | Base Level APY3 | Dividend Rate |
|---|---|---|---|---|---|---|
| Over $200,000 | 2.75% | 2.716% | 1.75% | 1.736% | 1.25% | 1.243% |
| Over $100,000 | 2.70% | 2.667% | 1.70% | 1.687% | 1.20% | 1.193% |
| Over $75,000 | 2.65% | 2.618% | 1.65% | 1.638% | 1.15% | 1.144% |
| Over $25,000 | 2.62% | 2.589% | 1.62% | 1.608% | 1.12% | 1.114% |
| Balances to $25,000 | 2.60% | 2.570% | 1.60% | 1.588% | 1.10% | 1.094% |
1APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. To qualify for APY, you must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month. 2 To qualify for APY, you must have an Electrum checking account and make at least 5 debit card purchases and have at least $500 in direct deposits each month. 3 To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. |
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Health Savings Account (HSA) Rates
1$5 minimum deposit in Park View RewardsCurrent as of 7/1/2026
| Balance | APY2 | Dividend Rate |
|---|---|---|
| Over $5,000 | 1.00% | 0.996% |
| Balances to $5,000 | 0.20% | 0.200% |
1$5 minimum deposit in shares account required to open health savings account and earn APY. 2APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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Individual Retirement Account (IRA) Savings Rates
Current as of 7/1/2026| Balance | APY1 | Dividend Rate |
|---|---|---|
| $250 minimum to open | 0.20% | 0.200% |
1APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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