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Business Checking

Business Checking Accounts

Built for Business

Business Checking solutions thoughtfully designed to facilitate success for businesses big and small. With user-friendly features and tailored options, achieving your financial goals has never been easier.

Our Business Checking Accounts Feature

  • No monthly maintenance fees
  • No minimum balance requirement per month
  • Free contactless Park View Visa® Debit Card
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Compare Accounts

Find the Right Business Checking Account

Explore checking accounts that support your goals—whether you're running a business or leading a nonprofit with features designed to simplify your day-to-day banking.

Click here to see documentation needed at account opening.

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Select Business Checking Account

Business Checking Account that does it all

The Park View Select Business Checking Account supports businesses of all sizes with a range of cash management needs.

Select Business Checking Account Basics

  • $50 to Open
    Additional amount needed if ordering checks
  • No monthly maintenance fees
  • No minimum balance
  • 3 free overdraft transfers per month*
  • Free eStatements1

Transactions

  • No transaction fee on first 100 written and/or deposited checks per month*3
  • Up to $10,000 in cash deposits and/or withdrawals per month with no fees*4
  • *Fees beyond these limits may be offset by account analysis and earnings credit

Heritage Checking Account

Checking account for nonprofit organizations and churches

A simple checking account reserved for 501(c)(3) organizations and churches—while earning dividends on your balance.

Heritage Checking Account Basics

  • $50 to Open
    Additional amount needed if ordering checks
  • No monthly maintenance fees
  • No minimum balance
  • Free unlimited overdraft transfers
  • Free paper statements
  • Earn tiered rates of dividends based on your balance

Transactions

  • No transaction fee on written or deposited checks
  • No transaction fee on cash deposits and/or withdrawals

Account Benefits

Let's Get Down To Business

Every Park View Business Checking Account comes with convenient benefits to make it easy to manage your business's finances.

  • Icons For Business Checking No Fees

    No Monthly Maintenance Fees or Monthly Balance Fees

    Avoid monthly service fees and maintain any balance in your checking account with no minimum requirements.

  • Icons For Business Checking Online And Mobile Banking

    Online and Mobile Banking

    Our all-in-one business banking platform lets you check balances, pay bills, deposit checks with the Mobile App, and more—on your schedule.6

  • Icons For Business Checking Easy Access

    Convenient Access

    Enjoy convenient branch accessibility with extended drive-thru hours or use our secure Night Drop for after-hours deposits.

  • Icons For Business Checking Business Debit Card

    Business Debit Card

    Shop with ease using your Park View Visa® debit card—tap to pay and use mobile controls to lock or unlock anytime.

  • Icons For Business Checking Notary Services

    Free Notary Services

    Business members enjoy complimentary notary services—making it easy, secure, and cost-free to certify important documents.

  • Icons For Business Checking Online Bill Pay

    Free Online Bill Pay

    In Online Banking, pay a one-time bill or set up AutoPay to ensure your important bills always get paid on time.

  • Icons For Business Checking Coin Counting

    Free Coin Counting

    No need to sort or roll—just bring your coins in and let us take care of the rest, free of charge.

  • Icons For Business Checking Zipper Bag

    Zippered Deposit Bag

    Keep your business deposits secure with one complimentary zippered bag, included when you open your account.

Get Started

Expert Guidance Every Step of the Way

When you open a Business Account at Park View, you’re partnered with a dedicated business advisor who supports you from day one. Whether you're switching your account to Park View or opening your very first business checking, we’re here to guide you through every step offering personalized support.

Opening an Account

Here’s What You'll Need to Open an Account

To open a business membership and accounts at our Park View, your business must first be eligible for membership.7 We also require certain documents, which vary depending on your business type. Use the sections below to find what you'll need.

  • Certification of EIN from IRS
    Found on an IRS form or tax return
  • Fictitious or assumed name certificate if operating under a fictitious name
  • Any Business License/Sales Tax Certificate/Seller’s Permit
    Optional
  • Certification of EIN from IRS
    Found on an IRS form or tax return
  • State Corporate Commission Certificate
  • Signed Articles of Organization
    Required for multiple member, not required for sole member
  • Signed Operating Agreement
  • Certification of EIN from IRS. Found on an IRS form or tax return.
  • State Corporate Commission Certificate
  • Articles of Incorporation
    Must be signed.
  • Bylaws
    Must be signed. Required if the Articles of Incorporation do not specify who is authorized to open or transact on the account.
  • Amendments
    Must be signed. Required if any exist.
  • Corporate Resolution
    Required if it exists. Should include instructions to open an account at Park View. 
  • Certification of EIN from IRS
    Found on an IRS form or tax return
  • Fictitious or assumed name certificate if operating under a fictitious name
  • Partnership Agreement naming the general partners
    Must be signed
  • Certification of EIN from IRS
    Found on an IRS form or tax return
  • State Corporate Commission Certificate
  • Partnership Agreement 
    Must be signed
  • Certification of EIN from IRS
    Found on an IRS form or tax return
  • State Corporate Commission Certificate
  • Partnership Agreement 
    Must be signed
  • Certification of EIN from IRS
    Found on an IRS form or tax return
  • Copy of organization charter or by-laws
  • Meeting Minutes
    Must be signed
  • Certification of EIN from IRS
  • By-laws/Legal Agreement/Charter/Meeting Minutes - showing ownership/membership
    Must be signed
  • Certification of EIN from IRS
  • 501(c)3 Designation Acceptance Letter from IRS 
  • Articles of Association
  • Corporate Resolution (required if Articles do not list officers, ownership/membership)
  • Bylaws or legal agreement, signed
Custom Air Solutions

In addition to these documents, a valid government issued photo identification is needed for all signers.

Other Products and Services

Explore More Business Banking Options

Our range of business products goes beyond checking. Explore our credit card, lending, and business services solutions to compliment your business journey.

A man is handing cash to a woman at a restaurant, representing a transaction in merchant services.

Manage your business’s funds more efficiently, streamline payables and collections, and improve cash flow with our convenient, powerful tools.

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Our business credit cards come with low rates or reward options for the occasional boost to cash flow when needed.

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Explore a range of options, including lines of credit, equipment financing, and vehicle loans to keep your business moving forward. 

Disclosures
1Authorized signer must sign up for eStatements by the end of the month of account opening in order to receive the statement for free. Otherwise, a $2 monthly paper statement fee will apply.
2The Earnings Credit Rate (ECR) adjusts monthly and is set by Park View. The value of your earnings credit is based on the balances in your account. Your Earnings Credit Allowance (ECA) is applied to help cover the costs of eligible monthly fees and charges; any remaining difference is not paid out. It is not a cash offer. Not all fees and charges are eligible for offset through your ECA. These ineligible fees and charges will be directly charged to your account. The ECR used will be shown in your monthly account analysis summary.
3$0.25 fee applies for each additional deposited and/or written check.
40.20% fee if monthly deposit exceeds $10,000.
5Data carrier rates may apply.
6We provide Online Banking and our mobile app to you for free; however, data carrier rates may apply.
7To open a business membership, all owners of the business must individually qualify for membership based on their personal eligibility, or the business must be an approved Park View partner organization with at least 50% of owners individually qualifying for membership. For businesses or nonprofit organizations governed by a board of directors, at least 50% of the board members must individually qualify for membership.
Insured by NCUA

 

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