Now Park View makes it even easier to schedule an appointment with one of our service representatives.Business Checking
Business Checking Accounts
Built for Business
Business Checking solutions thoughtfully designed to facilitate success for businesses big and small. With user-friendly features and tailored options, achieving your financial goals has never been easier.
Our Business Checking Accounts Feature
Compare Accounts
Find the Right Business Checking Account
Explore checking accounts that support your goals—whether you're running a business or leading a nonprofit with features designed to simplify your day-to-day banking.
List
Compare
Select Business Checking Account
Business Checking Account that does it all
The Park View Select Business Checking Account supports businesses of all sizes with a range of cash management needs.
Select Business Checking Account Basics
Transactions
Heritage Checking Account
Checking account for nonprofit organizations and churches
A simple checking account reserved for 501(c)(3) organizations and churches—while earning dividends on your balance.
Heritage Checking Account Basics
Transactions
Account Benefits
Let's Get Down To Business
Every Park View Business Checking Account comes with convenient benefits to make it easy to manage your business's finances.
-
No Monthly Maintenance Fees or Monthly Balance Fees
Avoid monthly service fees and maintain any balance in your checking account with no minimum requirements.
-
Online and Mobile Banking
Our all-in-one business banking platform lets you check balances, pay bills, deposit checks with the Mobile App, and more—on your schedule.6
-
Convenient Access
Enjoy convenient branch accessibility with extended drive-thru hours or use our secure Night Drop for after-hours deposits.
-
Business Debit Card
Shop with ease using your Park View Visa® debit card—tap to pay and use mobile controls to lock or unlock anytime.
-
Streamline wire transfers, accept payments, manage cash flow, and more with Park View’s cash management services.
-
Free Notary Services
Business members enjoy complimentary notary services—making it easy, secure, and cost-free to certify important documents.
-
Free Online Bill Pay
In Online Banking, pay a one-time bill or set up AutoPay to ensure your important bills always get paid on time.
-
Free Coin Counting
No need to sort or roll—just bring your coins in and let us take care of the rest, free of charge.
-
Zippered Deposit Bag
Keep your business deposits secure with one complimentary zippered bag, included when you open your account.
Get Started
Expert Guidance Every Step of the Way
When you open a Business Account at Park View, you’re partnered with a dedicated business advisor who supports you from day one. Whether you're switching your account to Park View or opening your very first business checking, we’re here to guide you through every step offering personalized support.
Opening an Account
Here’s What You'll Need to Open an Account
To open a business membership and accounts at our Park View, your business must first be eligible for membership.7 We also require certain documents, which vary depending on your business type. Use the sections below to find what you'll need.
- Certification of EIN from IRS
Found on an IRS form or tax return - Fictitious or assumed name certificate if operating under a fictitious name
- Any Business License/Sales Tax Certificate/Seller’s Permit
Optional
- Certification of EIN from IRS
Found on an IRS form or tax return - State Corporate Commission Certificate
- Signed Articles of Organization
Required for multiple member, not required for sole member - Signed Operating Agreement
- Certification of EIN from IRS. Found on an IRS form or tax return.
- State Corporate Commission Certificate
- Articles of Incorporation
Must be signed. - Bylaws
Must be signed. Required if the Articles of Incorporation do not specify who is authorized to open or transact on the account. - Amendments
Must be signed. Required if any exist. - Corporate Resolution
Required if it exists. Should include instructions to open an account at Park View.
- Certification of EIN from IRS
Found on an IRS form or tax return - Fictitious or assumed name certificate if operating under a fictitious name
- Partnership Agreement naming the general partners
Must be signed
- Certification of EIN from IRS
Found on an IRS form or tax return - State Corporate Commission Certificate
- Partnership Agreement
Must be signed
- Certification of EIN from IRS
Found on an IRS form or tax return - State Corporate Commission Certificate
- Partnership Agreement
Must be signed
- Certification of EIN from IRS
Found on an IRS form or tax return - Copy of organization charter or by-laws
- Meeting Minutes
Must be signed
- Certification of EIN from IRS
- By-laws/Legal Agreement/Charter/Meeting Minutes - showing ownership/membership
Must be signed
- Certification of EIN from IRS
- 501(c)3 Designation Acceptance Letter from IRS
- Articles of Association
- Corporate Resolution (required if Articles do not list officers, ownership/membership)
- Bylaws or legal agreement, signed
In addition to these documents, a valid government issued photo identification is needed for all signers.
Other Products and Services
Explore More Business Banking Options
Our range of business products goes beyond checking. Explore our credit card, lending, and business services solutions to compliment your business journey.
Manage your business’s funds more efficiently, streamline payables and collections, and improve cash flow with our convenient, powerful tools.
Our business credit cards come with low rates or reward options for the occasional boost to cash flow when needed.
Explore a range of options, including lines of credit, equipment financing, and vehicle loans to keep your business moving forward.
Disclosures
1Authorized signer must sign up for eStatements by the end of the month of account opening in order to receive the statement for free. Otherwise, a $2 monthly paper statement fee will apply.
2The Earnings Credit Rate (ECR) adjusts monthly and is set by Park View. The value of your earnings credit is based on the balances in your account. Your Earnings Credit Allowance (ECA) is applied to help cover the costs of eligible monthly fees and charges; any remaining difference is not paid out. It is not a cash offer. Not all fees and charges are eligible for offset through your ECA. These ineligible fees and charges will be directly charged to your account. The ECR used will be shown in your monthly account analysis summary.
3$0.25 fee applies for each additional deposited and/or written check.
40.20% fee if monthly deposit exceeds $10,000.
5Data carrier rates may apply.
6We provide Online Banking and our mobile app to you for free; however, data carrier rates may apply.
7To open a business membership, all owners of the business must individually qualify for membership based on their personal eligibility, or the business must be an approved Park View partner organization with at least 50% of owners individually qualifying for membership. For businesses or nonprofit organizations governed by a board of directors, at least 50% of the board members must individually qualify for membership.
Insured by NCUA