Business Checking
Business Checking Accounts
Choose the option that is easy and affordable for you, based on how much checking activity your business has each month.
*Please note that Heritage Checking is reserved for churches or 501(c)(3) organizations only.
| Details | Select Business | Business Advantage | Heritage Checking1 | Notes | ||||
|---|---|---|---|---|---|---|---|---|
| Monthly Fee | $0 per month | $10 per month Fee waived if you activate & maintain an account with our merchant services vendor | $0 per month | Business Advantage: $10 per month | ||||
| Free Checks Written and/or Deposited | 100 per month | 250 per month | Unlimited | Select Business: 100 per month Business Advantage & Heritage Checking: 250 per month |
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| Free Cash Deposits | Up to $5,000 | Up to $10,000 | Unlimited | Select Business: Up to $5,000 per month Business Advantage & Heritage Checking: Up to $10,000 per month |
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| Free Overdraft Transfers | 3 per month | 6 per month | Unlimited | Select Business: 3 per month Business Advantage & Heritage Checking: 6 per month |
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| Free eStatements2 | ✓ Must enroll via Online Banking or Park View's Mobile App | ✓ Must enroll via Online Banking or Park View's Mobile App | ✓ | The fastest & most convenient way to receive your monthly statement | ||||
| Free Paper Statements | $3 paper statement fee charged if not enrolled in eStatements | ✓ | ✓ | Business Advantage & Heritage Checking: Upon Request | ||||
| Dividends | ✓ | ✓ | Business Advantage & Heritage Checking: Up to 0.30% APY2 |
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| Online Banking | ✓ | ✓ | ✓ | Access your account anytime, anywhere with our online banking | ||||
| Free Bill Pay | ✓ | ✓ | ✓ | Pay any bill without stamps, checks or envelopes | ||||
| Debit Card | ✓ | ✓ | ✓ | Get the benefits of Visa® including Purchase Rewards, Digital Wallet and unlimited usage | ||||
| ACH | ✓ | ✓ | ✓ | Incoming and outgoing ACH | ||||
| Deposit Bag | ✓ | ✓ | ✓ | Free zippered deposit bag. Key for night drop available upon request. | ||||
| Mobile Deposits | ✓ | ✓ | ✓ | Deposit your checks from anywhere through our mobile app without having to ever step foot in our branches | ||||
1Heritage Checking is reserved for churches or registered 501(c)(3) organizations only.
2Authorized signer must sign up for eStatements by the end of the month of account opening in order to receive the statement for free.
3APY=Annual Percentage Yield. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. $25 minimum to open account and earn APY. Dividends are paid monthly.
Other available services include:
- Credit Card Process solutions
- ACH and wire transactions
- Payroll origination
Review the Fee Schedule for information on fees associated with our business/commercial accounts.
Contact us for more information on any of these services.
