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As financial scams become more sophisticated, many people are familiar with risks like phishing, identity theft, and online payment fraud. But check fraud remains a significant threat. Criminals continue to target paper checks because they contain valuable financial information and can be altered, copied, or used to make unauthorized payments.  According to the 2026 Association for Financial Professionals (AFP) Payments Fraud and Control Survey Report, checks were the most frequently reported payment method subject to fraud. The good news is…