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ELECTRUM™ ACCOUNT

Earn more and keep things simple with Park View!

Taking advantage of our Electrum™ Account couldn't be easier. The more engagement you have with Park View's products and services, the more you earn!

ElectrumPic

How much can you earn?

The Electrum™ Account tiers allow for you to earn a higher APY1 based on your monthly qualifications.

APY1
Div. Rate
Monthly Debit Card Purchases
Monthly ACH Deposits
3.00%
2.960%
15
$1,500
1.00%
0.995%
5
$500

What if you don't qualify during a particular month? Don't worry: there is no penalty and you will still earn our base rate of 0.03% APY. Plus, you can try again the next month.

Maximize Your Rewards!

When you meet the monthly qualifications, your monthly dividends, loan rewards, and round-up amounts get deposited into your Park View Rewards - where it earns you an impressive 4.00% APY2 so you can really make that money work for you.

Park View Loan Rewards

Park View Loan Rebates

5.00% of interest paid is returned quarterly into your Park View Rewards from your auto loan and/or home equity line of credit.

Round Up

Ready to level up your saving game? Our debit card round up feature automatically rounds up your purchases and adds the difference to your Park View Rewards.

Enjoy these free extras when you open an Electrum™ account

Fee-Free Overdraft Transfers

5 free non-Park View ATM transactions per month3

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Electrum™ Lite

Park View's account designed just for students and young adults!

Review the Fee Schedule for information on fees associated with our consumer/personal accounts.

Calculate your Electrum™ Savings and Rewards

Calculate your Electrum™ Savings and Rewards

Optional Loan Rewards

What is the balance on your loan?
Annual Percentage Rate (APR) on your loan.
Common loan terms are 36 months (3 years), 48 months (4 years), and 60 months (5 years).

Your Estimated Electrum™ Savings & Rewards:

Qualified for Electrum™?

 


Potential Monthly Dividends

 

Average Monthly Round-Up

 

Total Loan Reward

 

Disclosures

1Annual Percentage Yield (APY) valid as of 1/1/2023. Monthly qualifications must be met in order to earn high dividend rate on balances up to $10,000. If not met, a reduced rate of 0.03% APY will be applied to balance. Balances over $10,000 will earn a reduced rate of 0.10% APY. $25 minimum to open account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
2Dividends are paid quarterly into your Park View Rewards Account.
3Park View will waive the convenience fee, but surcharge fees from other financial institutions may still be assessed.
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