Now Park View makes it even easier to schedule an appointment with one of our service representatives.Electrum High-Yield Checking Account
When you take advantage of Electrum Checking from Park View, you can manage your spending, savings, and earnings - all within a single account.
How to Earn Dividends with Electrum Checking
At Park View, your financial journey is about to get even more rewarding! With our innovative Electrum checking, the more you engage with your account, the greater your rewards! Explore the impressive range of benefits that await you at each level:
Electrum Checking Benefits & Features
With Electrum checking, you're not just banking - you're unlocking the full potential of your money.
SPEND AND SAVE
Enroll in our debit card round-up feature and watch your savings grow with every purchase. It's saving made simple.
PAYDAY MADE BETTER
Why wait for payday? With direct deposit, get your paycheck up to 2 days faster. Your money, right when you need it.
LOAN REWARDS
Your loyalty, rewarded. Get 5.00% of interest paid back quarterly into your Park View Rewards from your auto loan and/or home equity line of credit.
Electrum Checking + Traditional Money Market
Looking to earn more on a higher balance? Maximize your savings when you pair a Traditional Money Market with your Electrum checking. The more you use your Electrum checking, the higher your Money Market rate will climb.
Traditional Money Market Rates
Current as of 10/1/2023| Balance ($1,500 minimum) | Gold Level APY1 | Dividend Rate | Silver Level APY2 | Dividend Rate | Base Level APY3 | Dividend Rate |
|---|---|---|---|---|---|---|
| Over $200,000 | 3.55% | 3.494% | 2.55% | 2.521% | 2.05% | 2.031% |
| Over $100,000 | 3.50% | 3.445% | 2.50% | 2.472% | 2.00% | 1.982% |
| Over $75,000 | 3.46% | 3.406% | 2.46% | 2.433% | 1.96% | 1.943% |
| Over $25,000 | 3.45% | 3.397% | 2.45% | 2.423% | 1.95% | 1.933% |
| Balances to $25,000 | 3.45% | 3.397% | 2.45% | 2.423% | 1.95% | 1.933% |
1APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. To qualify for APY, you must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month. 3 To qualify for APY, you must have an Electrum checking account and make at least 5 debit card purchases and have at least $500 in direct deposits each month. 3 To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. |
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Electrum Checking FAQs
Get the answers you need to the questions you have about Electrum checking.