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an Appointment

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ELECTRUM LITE

Maximize Your Money with Our High-Dividend Student Checking Account

Park View's Electrum Lite account lets you take advantage of higher rates when you meet monthly qualifications.

Designed for students and young adults ages 23 and younger.

Group of Young Adults

How much can you earn?

APY1
Div. Rate
Monthly Debit Card Purchases
Monthly ACH Deposits
1.50%
1.490%
5
$0
5.00%
4.889%
15
$1,500

What if I don't qualify during a particular month? No worries! There is no penalty and you will still earn our base rate of 0.05% APY. Plus, you can try again the next month.

Maximize your rewards!

When monthly qualifications are met, Electrum Lite transfers your monthly dividends, round up amounts, and loan rewards into your Park View Rewards Account - where it earns you 4.00% APY2

Round Up Your Savings

Round Up

Debit card purchases are rounded up to the nearest dollar and the difference is transferred into your Park View Rewards

Park View Loan Rewards

Park View Loan Rewards

5.00% of interest paid is returned quarterly into your Park View Rewards from your auto loan

Enjoy these free extras with Electrum™ Lite

Fee-Free Overdraft Transfers

5 free non-Park View ATM transactions per month3

Mobile App & Digital Wallet

eStatements

Disclosures
1Annual Percentage Yield (APY) valid as of 08/1/2024. Monthly qualifications must be met in order to earn a high dividend rate on balances up to $10,000. If monthly qualifications are not met, you will earn our base rate of 0.05% APY. Balances over $10,000 will earn a reduced rate of 0.15% APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. No opening deposit requirement for Electrum, but to establish your Park View FCU membership, you will need to make a $5 deposit into a Rewards Account.
2Dividends are paid quarterly into Park View Rewards.
3Park View will waive the convenience fee but surcharge-fee from other financial institutions may still be assessed.
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