Student Loans

Invest in Your Future with Student Loans

Park View Federal Credit Union offers private and refinanced student loans with no origination fees, flexible repayment, and support every step of the way.

Private Student Loans
Refinance Student Loans
Happy student taking selfie with her father on her graduation day.

Loan Options

The Funds You Need for Higher Learning

Whether you're heading to campus for the first time or looking to simplify existing debt, we have a loan designed for your situation.

FOR CURRENT STUDENTS

Private Student Loan

Pay for College

Covers qualified education expenses including tuition, room and board, books, and other school-related costs. While in school, only a $25 minimum interest payment is required.

  • Fund up to $120,000 in undergraduate loans or $160,000 in graduate loans

  • No origination fee for all student borrowers

  • 0.25% rate discount when you enroll in ACH automatic payments¹

  • 30-day no-fee return policy — cancel within 30 days of disbursement, no fees or interest

  • Cosigner release available after 24 consecutive on-time principal & interest payments

  • No prepayment penalty — pay off early and save

Apply for a Private Student Loan
Takes about 5 minutes

FOR GRADUATES

Refinance Student Loans

Lower What You Owe

Already have student loans? Refinancing may lower your monthly payment and reduce your interest rate. Consolidate multiple loans into one simple payment with flexible terms.

  • Refinance up to $125,000 in undergraduate loans or $250,000 in graduate loans

  • No origination fee for all borrowers

  • 0.25% rate discount when you enroll in ACH automatic payments¹

  • Flexible rates and terms so you can choose what works for your budget

  • Cosigner release available after 12 consecutive on-time principal & interest payments

  • No prepayment penalty — pay off early and save

Apply to Refinance
Takes about 5 minutes

Confirm Eligibility Before You Apply

In addition to Park View Federal Credit Union's underwriting criteria, you must also meet the following eligibility requirements:

  • Be a member of Park View Federal Credit Union, or become a member during the application process.

  • You and your cosigner (if applicable) are US citizens or permanent residents.

Private Student Loans

  • You've graduated from an eligible school.

  • You're refinancing eligible private and/or federal student loans.

  • Loans for exam preparation courses (LSAT, MCAT, GMAT, GRE, etc.) are not eligible for refinancing.

Refinance Student Loans

  • You've reached the age of majority in your state.

  • You're enrolled at least half-time at an eligible school.

  • You have a GPA of at least 2.0.

  • You meet your school's Satisfactory Academic Progress standards.

Downloaded Happy female student using laptop at campus and looking at camera.
Borrow for School or Refinance What You Owe

Get Started

  • Step Number 1

    Apply Online

    Complete the application in about 5 minutes. Add a cosigner if needed.

  • Step Number 2

    Upload Required Documents

    Submit proof of enrollment, loan statements, or other required paperwork.

  • Step Number 3

    Get Your Funds

    Once approved, you're set. Funds go to your school or directly to your existing lenders.

Membership required. You must be a Park View Federal Credit Union member (or become a member during the application process) to be approved.

Private Student Loans
Refinance Student Loans

FAQS

Common Questions

Everything you need to know about Student Loans at Park View.

Disclosures

1Rate reduction subject to floor rate. Requires continued enrollment of automatic payments. If the automatic payment is cancelled any time after enrollment, the rate reduction will discontinue until automatic payment is reinstated. May be suspended during periods of forbearance and deferment.