Calculators Electrum™ • How much could I save and earn with an Electrum account? Expand Calculate your Electrum™ Savings and Rewards Calculate your Electrum™ Savings and Rewards Average Account Balance * Will your Direct Deposits (ACH Deposits) total $1,500 or more each month? Yes No Monthly Debit Card Transactions* Are you a full-time student? Yes No Optional Loan Rewards Loan Balance $: What is the balance on your loan? Loan Rate %: Annual Percentage Rate (APR) on your loan. Loan Term in Months Common loan terms are 36 months (3 years), 48 months (4 years), and 60 months (5 years). Calculate Savings Your Estimated Electrum™ Savings & Rewards: Qualified for Electrum™? Potential Monthly Dividends Average Monthly Round-Up Total Loan Reward For estimating only. Using these calculators is not a guarantee of credit or results.