Competitive rates. Innovative solutions. Excellent service.

image of family "save $250 on closing cost"Mortgage Options

Fixed Rate Mortgages

  • Variety of products including USDA loans
  • We’ll handle the paperwork and administer the application process and settlement

Adjustable Rate Mortgages (ARM)

  • Rate may adjust throughout the life of the loan
  • We have our own adjustable rate mortgage program that gives us the unique opportunity to find creative solutions to meet your borrowing needs.
  • Rate indexed to the U.S. Treasury Bills

Refinanced Mortgage

We’ll help you save money over the long term with a loan refinance that fits your needs.

Construction Loan

Finance the building of your home without high costs or reams of paperwork.

1Valid for primary purchase mortgage or converted construction loan applications submitted now through June 30, 2019. $250 will be credited at time of mortgage closing. Loan approval is subject to credit underwriting. Offer subject to change at any time.


Rates change frequently and depend on your specific situation. Call 540.437.7412, or email1 to inquire about current rates.

Mortgage ClosingsMembersTitle

Complete your mortgage closing in one stop! Our in-house title company, Members Title, is a convenient option to use for your loan closing.

Learn More

Home Mortgage Disclosure Act (HMDA). Obtain our HMDA statement that shows the geographic distribution of our residential mortgage and home improvement loans.
1Information sent by email is at risk of loss of confidentiality if the information is transmitted over the Internet.