Mortgages
Competitive rates. Innovative solutions. Excellent service.
When you close on your mortgage with PVFCU or convert your construction loan to permanent financing!*
Mortgage Options
Fixed Rate Mortgages
- Variety of products including USDA loans
- We’ll handle the paperwork and administer the application process and settlement
Adjustable Rate Mortgages (ARM)
- Rate may adjust throughout the life of the loan
- We have our own adjustable rate mortgage program that gives us the unique opportunity to find creative solutions to meet your borrowing needs.
- Rate indexed to the U.S. Treasury Bills
Refinanced Mortgage
We’ll help you save money over the long term with a loan refinance that fits your needs.
Construction Loan
Finance the building of your home without high costs or reams of paperwork.
Watch what some of our young PVFCU members have to say about buying a house!
Rates
Rates change frequently and depend on your specific situation. Call 540.437.7412, or email** to inquire about current rates.
Mortgage Closings
Complete your mortgage closing in one stop! Our in-house title company, Members Title is a convenient option to use for your loan closing.
Home Mortgage Disclosure Act (HMDA). Obtain our HMDA statement that shows the geographic distribution of our residential mortgage and home improvement loans.
*Valid for purchase mortgage or converted construction loan applications on primary residences submitted now through June 30, 2018. Donation will be made in the name of the applicant(s).
**Information sent by email is at risk of loss of confidentiality if the information is transmitted over the Internet.
Federally insured by the NCUA.
Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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