Recreational Vehicle Loan

Loans for RVs, Motorcycles, Boats, and more.

Whether you're off-roading, exploring the open road, or camping in comfort — we’ll help you get moving with an affordable Recreational Loan that suits your lifestyle.

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A happy couple stands in front of their RV, showcasing joy and adventure, symbolizing the benefits of a recreational loan.

Adventure Awaits! We'll help you get there.

Love hitting the road in an RV or motorhome, tearing up the trails on an ATV or UTV, cruising on a motorcycle, or enjoying time on the water? We’ll get you moving with an affordable Recreational Loan that suits your lifestyle. You can finance:

  • Light blue icon of a RV, representing recreational loans for campers and outdoor activities.

    RVs, Motorhomes, and Travel Trailers

  • Light blue icon of an all-terrain vehicle, representing recreational loans for off-road vehicles and adventure equipment.

    ATVs and UTVs

  • Light blue icon of a bicycle, representing recreational loans for bikes and outdoor activities.

    Motorcycles

  • Boat icon, representing the fun that is possible with a recreational loan.

    Boats

Recreational Loan Benefits

Why Choose Recreational Loan from Park View?

Park View's recreational loans make financing easy and affordable. With competitive rates, flexible terms, and an easy online application process, you can spend less time worrying about financing and more time enjoying the adventure.

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  • Holiday Loan Loan Term

    Flexible Terms

    With terms up to 120 months,1 you can choose a monthly payment that fits your budget.

  • Holiday Loan Lower, Fixed Rates

    Competitive Rates

    Our competitive fixed rates help save you money over the life of the loan.

  • Holiday Loan Set Payments

    Financing Options

    Get up to 130% financing for new or used vehicles or refinance an existing loan.

  • Holiday Loan Flexible Use

    Loan Rebate

    Earn 5.00% of your Recreational Loan interest back quarterly in your Park View Rewards Account by qualifying for Silver or Gold Electrum at least one month per quarter.2

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Let Us Help You Get the Financing You Need

  • Apply Online Today

    Take the fast lane to your new boat, RV, motorcycle, or ATV with our hassle-free online application. No fees, no fuss—just a streamlined process to get you behind the wheel in no time.
    Get Started Online

  • Get Pre-Approved

    Lock in your rate and set off on your next adventure with confidence. Our pre-approval stays valid for 60 days, giving you the freedom to find the perfect recreational vehicle.

  • Find Your Ride

    With your pre-approval in hand, you can shop stress-free for the boat, RV, or powersport vehicle that fits your lifestyle—knowing your financing is ready to go.

  • Secure Your Loan

    Our team will guide you through the final steps, ensuring a seamless process so you can focus on making memories, not paperwork.

Consider Extra Protection3 for Peace of Mind

Be prepared with low-cost policies that protect your investment.

Credit Life Insurance helps cover the loan balance in the event of a borrower's death.

Credit Disability Insurance helps cover loan payments if the covered borrower becomes totally disabled.

Guaranteed Asset Protection (GAP) covers the gap between what is owed and what insurance will cover in the event the boat, motorhome or motorcycle is totaled or stolen.

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The Adventure You Want at Rates You Deserve

Recreational Vehicle Loan Rates

Current as of 10/1/2026
Model Year
Term
APR4 as low as
2025 and newer0-48 months5.49 - 16.49%
49-60 months6.24 - 17.24%
61-72 months6.69 - 17.99%
73-84 months57.04- 18.00%
85-120 months68.54 - 18.00%
2019 - 20240-48 months5.99 - 18.00%
49-60 months6.49 - 18.00%
61-72 months56.99 - 18.00%
73-84 months67.54 - 18.00%
85-96 months68.54 - 18.00%
2018 and older0-48 months7.04 - 18.00%
49-60 months7.29 - 18.00%
61-72 months67.94 - 18.00%
73-84 months68.94 - 18.00%

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Create Your Next Adventure

Ready to make your dreams a reality? Let's do this!
We make it easy to apply for a recreational loan. Apply today using our simple, online application, and a Consumer Loan Advisor will work with you to finalize your loan.

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Disclosures

1Payments for a $20,000 loan at 7.04% APR for 84 months are approximately $302.24 per month. This payment example represents the lowest available rate tier for a model year 2025 or newer recreational vehicle. Actual monthly payments will vary based on individual creditworthiness, model year, loan-to-value (LTV) ratio, and total amount financed. 
2Loan Rebate Eligibility: Requires an active Electrum Checking Account and qualifying for Silver or Gold tiers for at least one month each quarter; excludes credit cards, mortgages, and lines of credit (full details at pvfcu.org/electrum).
3Optional ancillary protection products are not insured, guaranteed, or underwritten by the NCUA or any federal agency, and are not required for loan approval.  
4Annual Percentage Rate (APR) is based on an evaluation of the applicant's credit history, loan amount, LTV ratio, and underwriting factors. Rates are subject to change without notice.
5Terms of 61-84 months require a minimum financed amount of $10,000, with a $50,000 minimum for 2018 and older vehicles on 84-month terms. 
6Terms of 85-120 months require a minimum financed amount of $50,000.
All loans are subject to credit review and approval, with total debt payments generally limited to 45% or less of gross monthly income. 
Membership eligibility required. Insured by NCUA.