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Recreational Loans

Recreational Vehicle Loans

RVs, Motorcycles, & More

Whether you're off-roading, exploring the open road, or camping in comfort — we’ll help you get moving with an affordable Recreational Loan that suits your lifestyle.

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A happy couple stands in front of their RV, showcasing joy and adventure, symbolizing the benefits of a recreational loan.

Adventure Awaits—And We’ll Help You Get There!

We’ll get you moving with an affordable Recreational Loan that suits your lifestyle. You can finance:

  • Motorhome Icon, symbolizing fun and recreational loans.

    RVs, Motorhomes, and Travel Trailers

  • ATV icon, representing the fun that can come with a recreational loan.

    ATVs and UTVs

  • Motorcycle Icon, representing the possibilities with a recreational loan

    Motorcycles

  • Boat icon, representing the fun that is possible with a recreational loan.

    Boats

No Payments until Summer. Just Adventure!

No Payments for 90 Days! 1

Finance your RV, boat, ATV, or motorcycle and enjoy 90 days with no payments! Get on the road, hit the trails, or cruise the water—without worrying about payments right away.

Start Your Adventure

Benefits

Why Choose a Park View Recreational Loan?

Park View's recreational loans make financing easy and affordable. With competitive rates, flexible terms, and an easy online application process, you can spend less time worrying about financing and more time enjoying the adventure.

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  • Holiday Loan Loan Term

    Flexible Terms

    With terms up to 120 months,2 you can choose a monthly payment that fits your budget.

  • Holiday Loan Lower, Fixed Rates

    Competitive Rates

    Our competitive fixed rates help save you money over the life of the loan.

  • Holiday Loan Set Payments

    Financing Options

    Get up to 130% financing for new or used vehicles or refinance an existing loan.

  • Holiday Loan Flexible Use

    Loan Rewards

    5.00% of interest is returned quarterly into your Park View Rewards Account.3

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Let Us Help You Get the Financing You Need

  • Apply Online Today

    Take the fast lane to your new car with our hassle-free online application. No fees, no fuss—just a streamlined process to get you behind the wheel in no time.
    Get Started Online

  • Get Pre-Approved

    Lock in your rate and set off on your next adventure with confidence. Our pre-approval stays valid for 60 days, giving you the freedom to find the perfect recreational vehicle.

  • Find Your Ride

    With your pre-approval in hand, you can shop stress-free for the boat, RV, or powersport vehicle that fits your lifestyle—knowing your financing is ready to go.

  • Secure Your Loan

    Our team will guide you through the final steps, ensuring a seamless process so you can focus on making memories, not paperwork.

Consider Extra Protection4 for Peace of Mind

Be prepared with low-cost policies that protect your investment.

Credit Life Insurance helps cover the loan balance in the event of a borrower's death.

Credit Disability Insurance helps cover loan payments if the covered borrower becomes totally disabled.

Guaranteed Asset Protection (GAP) covers the gap between what is owed and what insurance will cover in the event the boat, motorhome or motorcycle is totaled or stolen.

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The Adventure You Want at Rates You Deserve

Recreational Vehicle Loan Rates

Current as of 5/1/2025
Model Year
Term
APR5 as low as
2024 and newer0-48 months6.74 - 16.99%
49-60 months7.49 - 17.74%
61-72 months7.84 - 18.00%
73-84 months68.19 - 18.00%
85-120months79.69 - 18.00%
2018-20230-48 months7.24 - 18.00%
49-60 months7.74 - 18.00%
61-72 months68.04 - 18.00%
73-84 months78.54 - 18.00%
85-96 months79.54 - 18.00%
2017 and older0-48 months8.19 - 18.00%
49-60 months8.44 - 18.00%
61-72 months79.14 - 18.00%
73-84 months710.14 - 18.00%

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Create Your Next Adventure

Ready to make your dreams a reality? Let's do this!
We make it easy to apply for a recreational loan. Apply today using our simple, online application, and a Consumer Loan Advisor will work with you to finalize your loan.

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Disclosures

1The 90-day no-payment offer is available to qualified borrowers. Approval for this promotion is subject to meeting Park View’s lending criteria. Offer applicable for new recreational loans funded between March 1, 2025, and May 31, 2025. Maximum first payment deferral of 90 days. During this time, no payments are required, but interest will continue to accrue on the loan during the deferred period. By opting for the 90-day no-payment promotion, the term of your loan will be extended. All loans are subject to approval. 
2Payments for a $20,000 loan at 8.54% APR for 84 months are approximately $317.13 per month.
3Electrum™ Account required to receive consumer loan rewards. Loan rewards are available for vehicle and fixed-rate personal loans but exclude credit cards, mortgages, and lines of credit. More details at pvfcu.org/electrum.
4Not insured by NCUA; Not underwritten, issued, or guaranteed by NCUA or any other federal government agency; You are not required to purchase this as a condition of a loan.
5Annual Percentage Rate (APR) is based on an evaluation of the applicant's credit. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Rates are subject to change without notice.
6Terms of 61-84 months require a minimum of $10,000 financed.
7Terms of 85-120 months require a minimum of $50,000 financed.
All loans are subject to approval. All rates listed above are fixed. Debt payments including all bills must not exceed 45% of your total gross income or less depending on credit.
Membership eligibility required. Insured by NCUA.
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