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PHONE: 540-434-6444 | ROUTING NUMBER: 251480806

Checking Accounts

Personal Checking Accounts

Checking accounts designed to fit your life.

At Park View, we believe personal checking should be just that—personalized to fit your needs. That’s why we offer checking accounts that make managing your money easy and rewarding—whether you’re just getting started, planning your next milestone, or enjoying retirement. 

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Open at a Branch
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Checking That Fits You

The more you use your Park View account, the more rewards and benefits you'll unlock.

Electrum Checking

Earn up to 5.00% APY1

With $0 to open, no monthly service fees, and fee-free overdraft transfers, this high-yield checking account is built for everyday spending while helping your money work harder.

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FOR AGES 65+

Electrum Advantage Checking

Earn up to 5.00% APY2

Combines easy access with tiered rewards that boost your earnings on larger balances. Plus, exclusive benefits tailored to help members 65 and older maximize their savings.

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FOR STUDENTS & YOUNG ADULTS

Electrum Lite
Checking

Earn at least 1.50% APY3

A simple, no-fuss checking account designed to help students and young adults 23 and under start smart and manage their money. 

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Benefits of Park View Checking Accounts

  • Icons For Business Checking Cash Management

    Overdraft Protection

    Get peace of mind with overdraft protection.

Open online or stop into your local branch.

Open an Account

3 steps to your new checking account.

  • Step Number 1

    See Which Account Fits You

    Find a checking account built for your current life stage.

  • Step Number 2

    Gather Your Information

    Have these ready to make the process smooth:

    • Valid Government-Issued Identification
    • U.S. Social Security Number
  • Step Number 3

    Become a Member and Open Your Account

    Open your account with just a $5 membership share.

Open Online
Open at a Branch

Already a member? Call us or visit a branch to add an account.

More personal banking options to consider

A woman happily holds a credit card, smiling. Using the tap to pay feature for a convenient and contactless transaction.

Credit Cards

The Right Card for Every Wallet

From cash back and reward points to travel perks and options to help you build credit, Park View Visa® Credit Cards are designed to fit your life.

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An older man and a young boy picking apples together from a tree, illustrating the bond of family and the joy of nature.

Money Market Account

Access Your Savings with a Higher Rate

Grow your savings with a Money Market Account, offering convenient access to your funds. Plus, enjoy even better rates when paired with Electrum Checking!

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A family teaches kids to save by putting coins into a colorful piggy bank together, smiling and enjoying the moment.

Certificates

Secure Savings, Guaranteed Growth

Open a Certificate and watch your money grow with a fixed rate you can count on—pick the term that works best for your short- or long-term goals.

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Disclosures
1Annual Percentage Yield (APY) valid as of 10/1/2025. To qualify for 5.00% APY on balances up to $10,000, you must make at least 15 debit card purchases and have at least $1,500 in direct deposits each month. If qualifications are not met, balances will earn 0.05% APY. Balances over $10,000 will earn 0.15% APY. $0 to open an account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
2Annual Percentage Yield (APY) valid as of 10/1/2025. To qualify for 5.00% APY on balances up to $10,000, you must make at least 15 debit card purchases and have at least $1,500 in direct deposits each month. An alternative to debit card purchases is to have a monthly average account balance of $100,000. Balances over $10,000 will earn 0.15% APY.
To qualify for 5.00% APY on balances up to $25,000, you must have at least $5,000 in direct deposits each month and have a monthly average account balance of $150,000. Balances over $25,000 will earn 0.15% APY. The average balance encompasses all accounts held under a single Park View account number. If monthly qualifications are not met, balances will earn 0.05% APY. $0 to open an account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
3Annual Percentage Yield (APY) valid as of 10/1/2025. To qualify for 1.50% APY on balances up to $10,000, you must make at least 5 debit card purchases monthly. Balances over $10,000 will earn 0.15% APY. If qualifications are not met, balances will earn 0.05% APY. $0 to open an account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
4Early access to direct deposit funds depends on the timing of the payer's submission of deposits. Park View may post such deposits up to 2 business days earlier than the payer's scheduled payment date.
5Message and data rates may apply.
Membership eligibility required. $5 deposit required in a Rewards Account for membership.