Holiday Skip-a-Pay

Gift yourself some wiggle room. Skip a loan payment this holiday season.

If you have an eligible loan, you can skip your November, December, or January payment with no fees, putting your mind (and wallet) at ease to get more out of the holiday season.

How do I skip a payment?
Is my loan eligible?
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FLEXIBILITY

More room in your holiday budget.

Free up one month of loan payments. 

SPEED

Faster than wrapping a gift.

Quickly Skip-a-Payment in Online Banking or the Mobile App.

PEACE OF MIND

No penalties or fees.

Skipping won't hurt your credit or trigger penalties, and there is no fee December through January. 

Skip Your Payment In Online & Mobile Banking

How to Skip-a-Pay

Skipping Your Payment is Easy

Need a break from your monthly loan payment? Skip a loan payment this holiday season with just a few clicks in online banking or the Park View app.

  • Step Number 1

    Log in and Select 'Move Money"

    Log in to Online and Mobile Banking and select Move Money from the menu options.

  • Step Number 2

    Choose 'Skip Payment'

    Select Skip Payment and then choose from the eligible loan(s) you’d like to skip.

  • Step Number 3

    Confirm and skip your payment

    Follow the prompts to schedule the skip.

  • Step Number 4

    Pause autopay, if you use it

    If your loan is paid by automatic payments, turn those off the month your skipping. 

Skip Your Payment Now

Eligibility

How do I know if I can skip my loan payment?

Glad you asked! Here’s what you need to know.
Your loan likely qualifies for Skip-a-Pay if all of these apply:

  • Your loan is for a new or used vehicle, recreational vehicle (RV), personal, secured, line of credit, or solar loan.
  • Your payments are current.
  • You haven't already skipped a payment on this loan in the last 12 months.
  • You have made at least 6 payments on the loan.
  • The skip is requested more than 2 business days before your next payment is due.
Log in to Online Banking
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FAQ

Questions about Skip-a-Pay?

Get the answers you need to your questions about Skip-a-Pay at Park View. 

Skip-a-Pay Resources

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Not Enrolled in Online Banking Yet?

Sign up quickly and easily so you can skip your loan payment from the comfort of home or on the go using online banking or the mobile app.

Enroll in Online Banking

We're Here to Help

Schedule an appointment or visit one of our branches, and a Consumer Loan Advisor will help you skip your loan payment in just a few minutes. We’re here to make it easy for you.

Schedule an Appointment

Disclosures

1Offer allows skipping one payment per eligible loan annually. All Park View loans must be current. Deposit accounts must be in good standing. Eligibility requires a minimum of 6 months of payment history. Interest continues accruing, potentially extending the loan. Skipped payments may affect GAP coverage for auto loans. See your GAP agreement for more information. Excludes home equity lines, real estate loans, student loans, and credit cards. Eligibility is not guaranteed. Rates, terms, conditions, and eligibility may change at any time. The request must be received by 1/31/2027 for the $25 skip-a-pay fee to be waived.