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Skip-a-Payment on Your Loan

Holiday Skip-a-Pay

Take a break from your loan payment during the holidays with Skip-a-Pay!

If you have an eligible loan, you can skip your November, December, or January payment, putting your mind (and wallet) at ease to get more out of the holiday season.

How do I skip a payment?
Is my loan eligible?
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Flexibility for the holidays

Free up your holiday budget by skipping a loan payment, so you can focus on enjoying the season.

Simple and fast process

Skip a payment in just minutes using online or mobile banking. Go to 'Move Money' and select 'Skip Payment.'

No penalties or fees

Skipping a payment won’t affect your credit or result in penalties. Plus, there’s no fee November through January!

How to Skip-a-Pay

Skipping Your Payment is Easy

Need a break from your monthly loan payment? Skip a loan payment this holiday season with just a few clicks in online banking or the Park View app.

  • Step Number 1

    Log In and Navigate to 'Move Money'

    Log in to Online and Mobile Banking and select the Move Money tab.

  • Step Number 2

    Select 'Skip Payment' and Choose Your Loan

    Select Skip Payment and choose from the eligible loan(s) you’d like to skip.

  • Step Number 3

    Confirm and Skip Your Payment

    Simply follow the steps to schedule the payment you'd like to skip!

Skip Your Payment Now
App screenshot showing money transfer features, highlighting the convenient "skip-a-pay" option for users.

Eligibility

How do I know if my loan can be skipped?

Glad you asked! Here’s what you need to know.
Your loan likely qualifies for Skip-a-Pay if all of these apply:

  • It's not a mortgage, home equity loan, student loan, Express Loan, or credit card.
  • Your payments aren't currently past due.
  • You haven't already skipped a payment in the last 12 months.
  • You have made at least 6 payments on this loan.
  • The skip is made at least 5 business days before the payment is due.
Log in to Online Banking
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Questions About Holiday Skip-a-Pay?

Get the answers you need to your questions about our Skip-a-Pay at Park View.

When you participate, your skipped payment is added to the end of your loan term, extending it by one month. You’ll still pay interest on the loan during the skip period.

You can easily skip a payment through online banking or the mobile app. Look for the "Move Money" section and select "Skip Payment." You can also visit or call a branch to to skip a payment with a Park View Consumer Loan Advisor.

Auto loans and personal loans from Park View are eligible for Skip-a-Pay, provided:

  • Your loan and account are current.
  • At least 6 payments have been made on the loan.
  • No skipped payments have been made on the loan in the last 12 months.
  • The request is submitted at least 5 business days before the payment due date.

No, skipping a payment through Skip-a-Pay will not negatively affect your credit score. Your loan will simply be extended by one month, with no penalties or credit impact.

During the holiday months (November 1 – January 31), the $25 loan adjustment fee is waived. 

If you have already skipped a payment on this loan in the past 12 months, you will not be eligible for Skip-a-Pay.

You must submit your Skip-a-Pay request at least 5 business days before your payment due date.

Skip-a-Pay Resources

Make the Most of Your Holidays with Holiday Skip-a-Pay!

The holiday season is a time for celebration, family, and joy, but it can also bring financial stress with the added costs gift-giving, traveling, and festivities. That’s where the magic of Holiday Skip-a-Pay comes in! Skip-a-Pay allows you to skip a loan payment, providing a much-needed breather during difficult times....
Continue Reading → about Make the Most of Your Holidays with Holiday Skip-a-Pay!

Make Your Holidays Merry and Bright with a Christmas Club Account

As the holiday season approaches, the joy of celebrations, gift-giving, and family gatherings often comes with an unwelcome sidekick: financial stress. But what if there was a way to celebrate the holidays without worrying about post-holiday debt? Enter the Christmas Club Savings Account - a time-tested savings tool that can...
Continue Reading → about Make Your Holidays Merry and Bright with a Christmas Club Account

Not Enrolled in Online Banking Yet?

Sign up quickly and easily so you can skip your loan payment from the comfort of home or on the go using online banking or the mobile app.

Enroll in Online Banking

We're Here to Help

Schedule an appointment or visit one of our branches, and our team will help you skip your loan payment in just a few minutes. We’re here to make it easy for you.

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Disclosures

1Offer allows skipping one payment per eligible loan annually. All Park View loans must be current. Deposit accounts must be in good standing. Eligibility requires a minimum of 6 months of payment history. Interest continues accruing, potentially extending the loan. Skipped payments may affect GAP coverage for auto loans. See your GAP agreement for more information. Excludes home equity lines, real estate loans, student loans, and credit cards. Eligibility is not guaranteed. Rates, terms, conditions, and eligibility may change at any time. The request must be received by 1/31/2024 for the $25 skip-a-pay fee to be waived.
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