Holiday Loan

Coming Soon for the 2026 Holiday Season!

Looking for some extra help this holiday season? Our Holiday Loan will return in November 2026, making it easy to get the funds you need for holiday expenses. With just 6 clicks in 60 seconds, you can have the funds deposited directly into your Park View account.¹

Check back in November for loan amounts, rates, terms and application details!

Family exchanging gifts in a cozy living room with a Christmas tree and stockings. Two children in pajamas sit on the floor, surrounded by adults.

Features

A Loan Designed for the Holiday

  • Holiday Loan Loan Amount

    Simplified Loan Amount

    Qualify for a loan amount ranging from $200 - $1,400.

  • Holiday Loan Loan Term

    Loan Term

    Up to 12-month repayment term.2

  • Holiday Loan Only Spend What You Borrow

    Funds Availability

    Funds available immediately for use in your Park View checking account.

  • Holiday Loan Instant Decisioning

    Instant Decisioning

    With just 6 clicks in 60 seconds, you can get the money you need deposited directly into your account. Plus, no credit report needed. 

  • Holiday Loan Loan Requirement & Fee

    Loan Requirements & Fee

    3 months of Park View membership and deposit activity are required. Must be 18 years or older. $20 application fee.3

Benefits

Why Choose a Park View Holiday Loan?

A Park View Holiday Loan is designed to make your holiday shopping easier and your budget more manageable with lower interest rates and predictable payments. It’s a smarter, more affordable way to cover your seasonal expenses and enjoy a stress-free holiday season.

  • Holiday Loan Lower, Fixed Rates

    Lower, Fixed Rates

    Interest rates on Holiday loans are typically much lower than high-interest store-sponsored credit cards. Plus, you will enjoy a fixed rate, whereas most credit card rates are variable.

  • Holiday Loan Spend What You Borrow

    Only Spend What You Borrow

    By borrowing a set amount, you’re more likely to reduce holiday spending compared to using credit cards.

  • Holiday Loan Set Payments

    Set Payments

    With Holiday loans, you know exactly when and how much you have to pay each month, allowing you to eliminate your debt quicker than if you used a credit card.

  • Holiday Loan Flexible Use

    Flexible Use

    Holiday loans can be used for gifts, travel expenses, and more.

How it Works

Steps to Secure Your Holiday Loan

  • Apply Online

    Submit your application with just a few clicks online.

    Applications will re-open in November

  • Get Approved

    Your application will be reviewed and you will be notified if you're approved, often within minutes.

  • Receive Your Funds

    Once approved, your loan amount will be deposited directly into your Park View account, ready for you to use.

  • Start Repaying with Fixed Payments

    Enjoy manageable, fixed monthly payments that fit your budget.

A man lifts a laughing child in front of a beautifully decorated Christmas tree, capturing the joy and warmth of the holiday season.

Holiday Savings and Loan Resources

Navigating Holiday Loans: A Financial Guide for the Festive Season

The holiday season is often a time filled with joy, festivities, and gift-giving, but for many, it also brings the burden of financial stress. As the holiday shopping frenzy kicks in, it's essential to prioritize financial planning to avoid the pitfalls of overspending. One option that often comes up during...
Continue Reading → about Navigating Holiday Loans: A Financial Guide for the Festive Season

Make Your Holidays Merry and Bright with a Christmas Club Account

As the holiday season approaches, the joy of celebrations, gift-giving, and family gatherings often comes with an unwelcome sidekick: financial stress. But what if there was a way to celebrate the holidays without worrying about post-holiday debt? Enter the Christmas Club Savings Account - a time-tested savings tool that can...
Continue Reading → about Make Your Holidays Merry and Bright with a Christmas Club Account

Disclosures

1Not all who apply will be approved.
2As an example, a 3-month, 12.00% APR fixed rate Holiday Loan for $200 would result in 3 monthly payments of $68.00. Your actual payment may be higher. A 12-month, 12.00% APR fixed rate Holiday Loan for $1,400 would result in 12 monthly payments of $124.39. Your actual payment may be higher.
3An application fee of $20 is charged for every Holiday Loan application, whether or not the loan is approved. All loans are subject to approval; not all will qualify. Must be a Park View member for at least 90 days with deposit activity. No more than two Holiday Loans at a time. Must be 18 years older.
Application must be received by December 31, 2025, in order for offer to be valid.