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FUNDS IN AS LITTLE AS 60 SECONDS 

Holiday Loan

Need a little help to get through the season? Try a Holiday Loan from Park View!

In as little as 6 clicks and 60 seconds, you can get the money you need deposited directly into your Park View account so you can focus on what matters most.1

Apply Now!
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Holiday Loan Features

Instant Decisioning

With just 6 clicks in 60 seconds, you can get the money you need deposited directly into your account. Plus, no credit report needed. 

Simplified Loan Amount

Qualify for a loan amount ranging from $200 - $1,400.

Loan Term

Up to 12-month repayment term.2

Funds Availability

Funds available immediately for use in your Park View checking account.

Loan Requirements & Fee

3 months of Park View membership and deposit activity are required. Must be 18 years or older. $20 application fee.3

Alternative to retail charge accounts

12.00% Annual Percentage Rate (compared to 18.00-29.00% retail charge accounts).

Benefits of a Holiday Loan

Lower, Fixed Rates

Interest rates on Holiday loans are typically much lower than high-interest store-sponsored credit cards. Plus, you will enjoy a fixed rate, whereas credit card rates tend to be variable.

Only Spend What You Borrow

By limiting your spending to the borrowed amount, you are likely to reduce your overall holiday spending versus relying on credit cards.

Set Payments

With Holiday loans, you know exactly when and how much you have to pay each month, allowing you to eliminate your debt quicker than if you used a credit card.

Flexible Use

Holiday loans can be used for gifts, travel expenses, and more.

Disclosures

1Not all who apply will be approved.
2As an example, a 3-month, 12.00% APR fixed rate Holiday Loan for $200 would result in 3 monthly payments of $68.00. Your actual payment may be higher. A 12-month, 12.00% APR fixed rate Holiday Loan for $1,400 would result in 12 monthly payments of $124.39. Your actual payment may be higher.
3An application fee of $20 is charged for every Holiday Loan application, whether or not the loan is approved. All loans are subject to approval; not all will qualify. Must be a Park View member for at least 90 days with deposit activity. No more than two Holiday Loans at a time. Must be 18 years older.
Application must be received by December 31, 2023, in order for offer to be valid.
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