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Park View Rewards

Park View Rewards Account

Get Rewarded for Being a Park View Member

The Park View Rewards Account is more than just a savings account—it holds your $5 share in the credit union and rewards you for being a Park View member by offering an impressive 5.00% APY¹ on qualifying deposits².

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How it Works

Park View Rewards Account

Join and Start to Earn
Your Park View Rewards Account is automatically opened when you join the Credit Union— this is where your $5.00 membership share is deposited. From the moment your account is opened, you can begin earning 5.00% APY on qualified deposits, with dividends posted quarterly to help your savings grow over time.
Earn More Through Engagement
The more you interact with Park View’s products and services, the more rewards you earn. Park View will make qualifying deposits into your Rewards Account, which include account dividends, debit card round-up amounts, and loan rewards.
Youth Rewards Deposits
For younger members, birthday and report card rewards can be deposited directly into their Park View Rewards Account, encouraging savings from an early age.
Account Flexibility
Your Park View Rewards Account is flexible, allowing you to transfer funds out whenever you need to, with just the $5.00 membership share remaining.

Park View Rewards Rate

¹Restricted deposits
Current as of 1/2/2025

Balance	APY²	Dividend Rate
All balances	5.00%	4.909%

¹Deposits are limited to reward or account engagement activity including but not limited to Round Up transfers and dividends paid. ²APY=Annual Percentage Yield. Dividends are paid quarterly. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened.

Take Your Rewards to the Next Level with Electrum Checking

Electrum APY

Electrum Checking Account

Earn up to 5.00% APY³ when monthly qualifications are met with this tiered dividend account.

Round Up

Round Up

Debit card purchases are rounded up to the nearest dollar and the difference is transferred into your Park View Rewards

Electrum 14

Loan Rewards

5.00% of interest paid is returned quarterly into your Park View Rewards from your auto loan and/or home equity line of credit.

Need more ways to save?

At Park View, we offer a variety of smart savings tools to fit your financial goals. Explore your options.

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Disclosures

¹Dividends are paid quarterly into your Park View Rewards Account.

²Qualifiying deposits include account dividends, round up amounts, and loan rewards.

³Annual Percentage Yield (APY) valid as of 11/1/2024. Monthly qualifications must be met in order to earn high dividend rate on balances up to $10,000. If not met, a reduced rate of 0.05% APY will be applied to balance. Balances over $10,000 will earn a reduced rate of 0.05% APY. No opening deposit is required for Electrum, but to establish your Park View FCU membership, you will need to make a $5 deposit into a Rewards Account. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.