Now Park View makes it even easier to schedule an appointment with one of our service representatives.Certificate Rates
Regular Fixed Rate Certificates
Current as of 5/1/2025| Min. Opening Deposit | Term | APY1 | Dividend Rate |
|---|---|---|---|
| $1,000 | 6 months | 3.85% | 3.796% |
| 1 year | 3.80% | 3.747% | |
| 18 months | 3.40% | 3.357% | |
| 2 years | 3.25% | 3.211% | |
| 30 months | 3.20% | 3.162% | |
| 3 years | 3.25% | 3.211% | |
| 4 years | 3.00% | 2.967% | |
| 5 years | 3.10% | 3.065% | |
| $90,000 | 6 months | 3.90% | 3.844% |
| 1 year | 3.85% | 3.796% | |
| 18 months | 3.45% | 3.406% | |
| 2 years | 3.30% | 3.260% | |
| 30 month | 3.25% | 3.211% | |
| 3 years | 3.30% | 3.260% | |
| 4 years | 3.05% | 3.016% | |
| 5 years | 3.15% | 3.113% | |
1APY = Annual Percentage Yield; Dividends are paid quarterly. A 90-day dividend penalty will be assessed on early withdrawals on certificates up to 3-year terms, and a 180-day penalty on early withdrawals from 4 and 5 year term certificates. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. 2At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. Certificates are non-transferable and non-negotiable. |
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Bump Up Certificate Rates
1One rate increase per certificateCurrent as of 5/1/2025
| Minimum Deposit | Term | APY2 | Dividend Rate |
|---|---|---|---|
| $10,000 | 24 months | 3.15% | 3.113% |
| 60 months | 3.00% | 2.967% | |
1One rate increase per certificate term initiated by member. 2APY = Annual Percentage Yield; Dividends are paid quarterly. A 90-day dividend penalty will be assessed on early withdrawals from Bump Up certificates up to 3-year terms. A 180-day dividend penalty will be assessed on early withdrawals from Bump Up certificates with terms longer than three years. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.. |
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Grow With Me Certificate Rates
Current as of 5/1/2025| Balance | Term | APY1 | Dividend Rate |
|---|---|---|---|
| Balances to $50,000 | Until age 18 | 6.00% | 5.870% |
| Over $50,000 | Until age 18 | 6.00-0.15% | 0.150% |
1APY = Annual Percentage Yield. Dividends paid quarterly. Must be age 17 and under to qualify. $100 minimum deposit. Certificate matures on child's 18th birthday. Certificate rates may change annually in July. A 365-day dividend penalty will be assessed on early withdrawals. Balances over $50,000 will earn a reduced rate of 0.15% APY. Earnings may be reduced by fees. Membership required. |
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Individual Retirement Account (IRA) Certificate Rates
Current as of 5/1/2025| Min. Opening Deposit | Term | APY* | Dividend Rate |
|---|---|---|---|
| $1,000 | 1 year | 3.85% | 3.796% |
| 2 years | 3.30% | 3.260% | |
| 3 years | 3.30% | 3.260% | |
| 5 years | 3.15% | 3.113% | |
| $90,000 | 1 year | 3.90% | 3.844% |
| 2 years | 3.30% | 3.260% | |
| 3 years | 3.35% | 3.309% | |
| 5 years | 3.20% | 3.162% | |
*APY = Annual Percentage Yield; Dividends are paid quarterly. Early withdrawals from Traditional IRA certificates will only have a dividend penalty if the account holder is less than 73 years of age. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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Money Market Account Rates
Current as of 5/1/2025| Balance ($1,500 minimum) | Gold Level APY1 | Dividend Rate | Silver Level APY2 | Dividend Rate | Base Level APY3 | Dividend Rate |
|---|---|---|---|---|---|---|
| Over $200,000 | 3.60% | 3.542% | 2.60% | 2.570% | 2.10% | 2.080% |
| Over $100,000 | 3.55% | 3.494% | 2.55% | 2.521% | 2.05% | 2.031% |
| Over $75,000 | 3.50% | 3.445% | 2.50% | 2.472% | 2.00% | 1.982% |
| Over $25,000 | 3.10% | 3.057% | 2.10% | 2.080% | 1.60% | 1.588% |
| Balances to $25,000 | 3.05% | 3.008% | 2.05% | 2.031% | 1.55% | 1.539% |
1APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. To qualify for APY, you must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month. 2 To qualify for APY, you must have an Electrum checking account and make at least 5 debit card purchases and have at least $500 in direct deposits each month. 3 To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. |
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