Monitoring your credit score is FREE for Park View online and mobile banking members!
Park View members have instant access to your credit score, credit report, personalized money-saving offers, and tips to improve or maintain your credit score—all at no cost.
It’s built right into an easy-to-use dashboard within online and mobile banking, so no new login is needed.
Credit Score in Online and Mobile Banking Features:
- Daily Credit Score and Report: Checking your credit report or score won’t ever hurt your score, so check it as often as you like. It’s easy and free.
- Real-Time Credit Monitoring Alerts: Get alerts for important changes to your credit report and score.
- Credit Score Simulator: See how different financial scenarios affect your credit score, such as: increasing or decreasing credit card balances, opening new credit, paying off a loan, applying for a new loan, and other options.
- Building or Improve Your Score: Get custom tips for building and improving your credit health.
- Disputes Made Easy: Use this feature to dispute a credit report error. Correcting credit report errors can raise your score.
- Personalized Offers: See special lending offers from Park View that can save you money.
- One Convenient Dashboard: Check your credit anytime, anywhere. Credit Score and More is fully mobile for your convenience.
To access, log in to Park View’s online or mobile banking, select the Credit Score Dashboard from the menu, and check your credit score in minutes.
Credit Score FAQs:
What is Credit Score and More?
Credit Score and More is a comprehensive credit score program offered by Park View. It provides your latest credit score and report, insights into factors affecting your score, and access to money-saving offers. The program also includes daily credit monitoring and alerts for major changes.
Does Park View use my Credit Score and More data to make loan decisions?
No. Park View uses its own lending criteria and credit bureau reports for loan decisions. Credit Score and More is an educational tool to help you manage your credit effectively.
Is there a fee?
No. Credit Score and More is entirely free for Park View members.
Will using Credit Score and More affect my credit score?
No. Checking your score is a “soft inquiry” and will not impact your credit.
How does Credit Score and More keep my information secure?
Credit Score and More uses advanced encryption and security measures to keep your data safe. Your personal information is never shared or sold to third parties.
Why do credit scores differ?
There are three major credit bureaus—Equifax, Experian, and TransUnion—that use different scoring models. Credit scores may vary due to differences in how each bureau weighs factors in your credit report.
Learn More About Credit Score and More
Stay on top of your credit effortlessly – because your financial well-being matters. At Park View, we’re committed to providing you with the tools you need for a brighter financial future. Learn more about what a credit score is here.
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