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Business Credit Cards

Business Visa Credit Cards

The right credit card for your large or small business

Running your small business is hard work. Finding the right business credit card shouldn’t be. Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

A man and woman sitting at a table in a restaurant, using a business credit card to pay.

No matter which card you choose, your business will benefit from important features like:

Free Online Expense Reporting Tools

Business credit cards come with online reporting tools including business reporting tools, free credit score, and more.

Mobile Payment Capability for Added Convenience

Secure digital payment options though App Pay, Samsung Pay, Google Pay, and more.

No Fee for Additional Employee Cards

Your card comes with online reporting tools that let you easily monitor and analyze your
company’s credit card spending annually.

Zero Fraud Liability*

You won’t be liable for fraudulent purchases when your card is lost or stolen.

24/7 Cardmember Service

Cardmember Service available 24 hours a day/365 days per year.

Find the Card That Works for Your Business

Choose from our wide range of credit cards that best match your typical business spending habits and start making the most out of every swipe.

Two credit cards

No matter which card you choose, your business will benefit from important features like:

Two credit cards
  • Free online expense reporting tools.

  • Mobile payment capability for added convenience.

  • Cardmember Service available 24 hours a day/365 days per year.

  • No fee for additional employee cards.

  • Zero Fraud Liability.*

    You won’t be liable for fraudulent purchases when your card is lost or stolen.

Choose from our wide range of credit cards that best match your typical business spending habits and start making the most out of every swipe.

Find the Card That Works for Your Business

A bearded man wearing a yellow hard hat and a tool belt stands with arms crossed inside a partially constructed wooden building, contemplating his next move as he leverages his business credit card to manage project expenses efficiently.
A woman wearing glasses and an apron smiles while standing in a doorway holding an "Open" sign, ready to welcome customers with the help of their new business credit card.

Taking Care of Business

Ready to push your business goals further? We’ve got a variety of loans and lines of credit with competitive rates and flexible terms that can help you get the job done.

Online Reporting

Your card comes with online reporting tools that let you easily monitor and analyze your company’s credit card spending annually

  • Spend analysis and annual account summary

    With the free spend analysis tool, you can view and monitor your spending organized by category. You can also download a summary report of your annual spending

  • Free credit score

    View your credit score anytime, anywhere in the mobile app or through Credit Card Account Access. It’s easy to enroll, easy to use and free to Elan Financial Services customers.2

  • Business reporting tools

    If your card is a Visa ® Business card, you can also enroll in Visa Business Reporting, a simple but powerful expense-management solution designed for your small business.

  • Transaction data sharing

    You can choose to limit the sharing or your transaction data with your credit card partner at any time. “No” in the Opt-in status must be selected in order to prevent sharing transaction history.

Business Credit Card FAQs

Your business credit card questions answered. See all frequently asked questions.

If your Elan Financial Services® credit card gets lost or stolen, call 800-558-3424 immediately to report it.

Manage your card by enrolling in Elan card management at myaccountaccess.com

  • Online: Visit the Elan cardholder website at myaccountaccess.com.

    • You can access this site directly or through online banking.
  • By Mail: Send your payment to Elan.

  • Via Park View Account: Deposit the funds into your Park View account and request a Member Advisor to initiate an ACH payment.

Yes! Paperless statements are a simple, safe, and environmentally friendly way to manage your account, reduce clutter, save time, and deter fraud.

To sign up:

  • Visit myaccountaccess.com and log into your account.
  • Click on "Online Statements."
  • Click on "Discontinue Paper Statements. 

An email will alert you when your online statement is available. You can discontinue paper statements at any time. 

Please visit our credit cards link to learn more about our credit card options and benefits.

No membership is required! You can apply for, receive, and use an Elan card without being a member of Park View. While we’d love to welcome all cardholders as members, everyone is eligible to apply regardless of their affiliation with Park View.

Contactless payment is a method of paying for something by tapping or waving your card over a reader. It offers a faster more convenient way to make payments and uses advanced security features to help prevent fraud caused by skimming devices.

Card ExtendPay is a valuable new payment option that allows card members to divide their eligible credit card purchases into affordable monthly payments, with no interest and a low fixed monthly fee – all while earning rewards! There is no setup fee, and no additional fees or interest applied to the Card ExtendPay balance.

To enroll in Credit Card Account Access, visit myaccountaccess.com. You will need to provide the following information: 

  • Account Number, PIN, or zip code
  • Last four digits of Social Security number
  • Signature Panel Code

You may request a company credit line increase by calling the Cardmember Service number on the back of your card or filling out a form available through the Services section of Credit Card Account Access

For company credit line increases: 

  • Click "Control," then "Company Credit Limit Increase."
  • Click "Account Services," "Manage Employees" and then "Request a Credit Limit Increase for your company."

Payments received by 7 p.m. CT on normal business days are applied on the same day. Payments received on Saturdays, Sundays, or holidays will post the next business day. Any payment received after 7 p.m. CT on the due date will be assessed a late fee. 

If your billing method is Central Bill, the Authorized Officer or Authorized Representative can view minimum payment due information in the Central Bill account under "Payables Account" in the Servicing section.

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Disclosures

1 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 

2 Free credit score access, alerts and Score Simulator through TransUnion’s CreditView ™ Dashboard are available to Elan Financial Services customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the alert functionality. The free VantageScore ® credit score from TransUnion ® is for educational purposes only and not used by Elan Financial Services to make credit decisions

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