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Christmas Club Savings Account

Christmas Club Savings Account

Save for Christmas Year-Round

Start saving for the holidays with our Christmas Club Savings Account. Build your holiday fund throughout the year, keeping it separate from your regular savings, so you can enjoy the season without the stress of last-minute budgeting.

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Christmas Club Savings Account Features

Why open a Christmas Club Savings Account?

A Christmas Club Savings Account helps you prepare for holiday expenses without financial stress. By saving steadily throughout the year, you’ll have funds ready for gifts, travel, and festivities without relying on credit cards or last-minute budgeting. With features like automatic transfers, higher interest rates, and no monthly fees, it’s an easy and effective way to ensure a stress-free holiday season.

  • Icons Quarterly Dividends Paid

    Automatic Savings

    Set up automatic transfers to your Christmas Club Savings Account throughout the year and effortlessly build your holiday savings.

  • Icons Flexible Terms

    Timely Payout in October

    In October, your savings and dividends are automatically transferred to your chosen Park View account, giving you plenty of time to plan and shop.

  • Icons Competitive Rates

    Grow Your Holiday Fund with Dividends

    Earn more as you save with a higher APY than regular Club Savings Accounts, helping your holiday fund grow faster all year long.

  • Electrum No Fees

    No Fees, All Savings!

    Enjoy easy saving with no setup costs or monthly maintenance fees—every dollar you save goes straight toward your holiday budget. 

Specialty Club Savings Account (Christmas, Car club) Rates

1$5 minimum deposit in Park View Rewards
Current as of 4/1/2025
BalanceAPY2Dividend Rate
All balances0.20%0.200%

1$5 minimum deposit in shares account required to open specialty club account and earn APY. 2APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.

How to open a Christmas Club Savings Account

Follow these quick and easy steps to open your Christmas Club Account.

  • Step Number 1

    Contact Us

    Contact us, schedule an appointment, or stop by a branch, and we'll help you open your Christmas Club Savings Account and answer any questions.

  • Step Number 2

    Make a Deposit or Set Up Automatic Transfers

    Choose your starting deposit1or arrange automatic transfers for consistent, effortless saving.

  • Step Number 3

    Start Saving

    Your Christmas Club Savings Account is now active! You can track your growing holiday fund through Park View's online banking platform or mobile app.

Christmas Club Savings Account Resources

Make Your Holidays Merry and Bright with a Christmas Club Account

As the holiday season approaches, the joy of celebrations, gift-giving, and family gatherings often comes with an unwelcome sidekick: financial stress. But what if there was a way to celebrate the holidays without worrying about post-holiday debt? Enter the Christmas Club Savings Account - a time-tested savings tool that can...
Continue Reading → about Make Your Holidays Merry and Bright with a Christmas Club Account

Make Saving Easy with Park View’s Club Savings Accounts

Saving for special occasions or future goals can sometimes feel overwhelming, but at Park View, we’re here to make it simple and stress-free! Whether you’re gearing up for the holidays, planning a dream vacation, or building a rainy-day fund, our Club Savings Accounts are designed to help you save throughout...
Continue Reading → about Make Saving Easy with Park View’s Club Savings Accounts

Questions About Christmas Club Savings Accounts?

Get the answers you need to your questions about a Christmas Club Savings Account at Park View.

Our Christmas Club Savings Account is designed to help you save effortlessly for holiday expenses. With regular deposits throughout the year, this account safeguards your holiday funds by restricting access until a set date, so you won't be tempted to dip into your savings early. In October, we’ll automatically transfer your savings to the Park View account of your choice, making your holiday budget ready when you are. And since your Christmas Club Savings Account remains open, you can begin saving for next year right away!  

Your accumulated savings, including any dividends earned, are automatically transferred to your chosen Park View account on or after October 20, ensuring you have funds ready for holiday spending.

You're allowed one early withdrawal if needed. 

No, there are no setup fees or monthly maintenance charges. Every dollar you save goes directly into your holiday fund.

Yes, your account stays open after the holiday payout in October. You can start saving right away for the next year’s holiday season!

Need more ways to save?

At Park View, we offer a variety of smart savings tools to fit your financial goals. Explore your options.  

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Disclosures
1No minimum deposit is needed to open a Christmas Club Savings Account. However, a $5 deposit into your Park View Rewards is required for new Park View members. Membership eligibility is required.
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