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PHONE: 540-434-6444 | ROUTING NUMBER: 251480806

Business Loans

Business Lending Solutions

Find the financing you need from a team that supports your business

At Park View, we take the time to listen to your unique business lending needs. Our team is here to help you get the funding you need to pay for services or assets to help your business grow and thrive.

Benefits of Park View Business Lending:

  • Flexible loan types available—including commercial real estate, vehicle and equipment loans, lines of credit, and more.
  • Park View handles business loan underwriting and approvals in-house—so you get fast decisions and local, personalized service.
  • Partnership with your Business Loan Advisor to keep you informed at every step.
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Loans, Lines of Credit, and Credit Cards

Find the Right Business Loan for Your Needs

From new equipment to bigger spaces, we offer personalized business loans to meet your business needs backed by local insight and support.

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Commercial Real Estate Purchases

Finance the purchase of office, retail, or warehouse space for your business operations.

Flexible financing options for office, retail, or industrial properties.
  • Applicable businesses include industrial, office and retail
  • Competitive fixed and variable rate options available.
  • Local decision-making and personalized support from start to finish.
Schedule an appointment
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Building and Construction Loans

Fund ground-up construction or major renovations with flexible financing options.

Start with a solid foundation
  • Interest-only payments are available during the construction phase to help you manage cash flow.
  • Work with local lenders who understand the building process and your community.
  • Get financing for new builds, major renovations, or land purchases with future construction plans.
Make an appointment
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Vehicle and Equipment Loans

From commercial trucks to company cars, Park View helps keep your business on the road.

You found the right equipment, now get the right loan.
  • Finance commercial vehicles, machinery, and essential equipment.
  • Get competitive rates—with up to 100% financing available on some types of vehicles to help reduce your upfront costs.
  • Terms available up to 72 months to fit your budget.
  • Preserve cash flow with fixed monthly payments.
  • Fast, local decisions and personalized service.
Make an appointment
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Rental Investments

Purchase or refinance income-generating properties with competitive investment property loans.

Grow your portfolio with financing for income-producing properties.
  • Competitive rates for residential or commercial rental properties.
  • Flexible terms tailored to your business cash flow.
  • Finance single units, multi-family, or mixed-use properties.
  • Build long-term equity while generating rental income.
  • Local servicing and support from application to payoff.
Make an appointment
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Business Credit Cards

Manage expenses, build credit, and keep business spending separate with convenient card access.

Visa® credit card options that will become a go-to tool for your business.
  • Protect your business fraud protection and zero liability for unauthorized purchases.
  • Earn rewards on everyday business purchases (varies by card).
  • Access your account anytime with online and mobile tools.
Explore Business Credit Cards & Apply Online
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Business Land
Loan

Secure the land you need for future business development or expansion.

Secure land for future business growth or development.
  • Finance the purchase of commercial or investment land.
  • Competitive rates and flexible repayment terms.
  • Ideal for future construction, expansion, or resale.
  • Use for raw, improved, or build-ready land.
  • Local expertise and support through every step.
Make an appointment
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Business Line of Credit

Business lines of credit offer the flexibility and security to manage cash flow, cover unexpected expenses, and more.

Handle unexpected expenses and meet a variety of working capital needs.
  • Maximum $50,000
  • Access your funds easily through online banking
  • Variable rates based on Prime Rate
  • No Annual Fee
  • Allows businesses to borrow, pay back and re-borrow funds as needed
  • Easy 24/7 access to funds
Make an appointment
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Real Estate Line of Credit

A commercial real estate line of credit lets you tap into the equity in your property to access working capital.

Flexible Financing Backed by Your Commercial Property
  • Borrow against the equity in your commercial real estate.
  • Choose from interest-only or amortizing payment options.
  • Only pay interest on the amount you use
  • Reuse the credit line as you repay—no need for new approvals.
  • Supports working capital needs without disrupting operations.
  • Access funds easily through online banking.
Make an appointment

Loans must have a personal guarantee from the principal/s (natural person members) or associated members.

Unlock Loan Discounts

Open your business checking at Park View to qualify for loan rate discounts.

Unlock loan discounts when you pair your Park View business loan with a Park View Business Checking account.1

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    Discounted rates on your loan

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    NCUA insurance up to $5 million in deposits with Extended Deposit Insurance2

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    Keep your deposits, payments, and loan activity in one place for easier cash flow management.

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    Take advantage of services like ACH origination, wire transfers, and Business Sweep Accounts.

Get Started

Your Local Business Partner

When it comes to navigating the complex landscape of business finances, having a partner who understands your local community and its unique needs can make all the difference. At Park View, you’ll find the perfect solutions for your business size and needs.

Our Business Lending Team

Our Business Lending Team is committed to helping your business succeed. They’ll provide a consultative approach to help you realize long-term success for your business while guiding you through the financing process, providing you with personalized service and expert advice.

Kayla

Kayla Baker

Business Loan Advisor

Dayton Branch

NMLS# 1580154

Kent Dayton Square

Kent Dayton

Business Loan Advisor

Dayton Branch

NMLS# 653971

Duane Shenk Square

Duane Shenk

Business Loan Advisor

Dayton Branch

NMLS# 1724529

Darrell Wenger Square

Darrell Wenger

Business Loan Advisor

Harmony Square Branch

NMLS# 1577377

Other Products and Services

Explore More Business Banking Options

Our range of business products goes beyond business loans. Explore our merchant services, business solutions, and business checking options designed to support your goals.

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Whether you're launching a new business or expanding, get access to powerful payment solutions powered by Elavon.

Stoneway Construction 20 Min

Manage your business’s funds more efficiently, streamline payables and collections, and improve cash flow with our convenient, powerful tools.

2 women arrange flowers in a dining room while talking about Business Checking accounts.

Open a business checking account backed by local service, personal support, and the tools to keep you moving forward.

Disclosures
1Rate discounts are available to Park View Federal Credit Union members who either: (1) have maintained membership in good standing for at least six months, or (2) have an active Business Checking account, defined as having at least 10 non-intra-account transactions.
2Park View accounts are NCUA insured up to $5,000,000 per depositor through Extended Deposit Insurance and our Partner Credit Unions. Funds participating in Park View's Extended Deposit Insurance Account are deposited into accounts at participating credit unions, which are insured by the National Credit Union Administration (NCUA) for up to $250,000 for each category of legal ownership, including any other balances you may hold directly or through other intermediaries, including broker-dealers. The total amount of NCUA insurance for your account depends on the number of credit unions in the program. If the balance in your account is greater than the NCUA insurance coverage in the program, any excess funds will not be insured. Please read the Program Terms and Conditions carefully before depositing money into the program and for other important member disclosures and information. To assure your NCUA coverage, please regularly review credit unions in which your funds have been deposited, and notify Park View immediately if you do not want to allocate funds to a particular credit union or credit unions. For complete details, please visit: www.pvfcu.org/extended-deposit-insurance.