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Homebuyer Grants and Assistance Programs

Homeownership Assistance

Funds for Down Payment &
Closing Closts

Buying a home is a big step—but you don’t have to do it alone. Through our partnership with the Federal Home Loan Bank of Atlanta, we offer products and resources that help make homeownership more attainable. Funding is limited, so our Mortgage Loan Advisors are here to guide you through the options that work best for you.

A couple moves boxes into their new home, excited about their fresh start with help for down payment and closing costs.

Making Homeownership Possible

Explore special programs designed to make buying a home more affordable. Limited funds are available each year—our team is here to help you find the support you need.

Community Partners

Community Partners Program

Up to $20,00 Available for For community workers and first responders

Eligible community service professionals—including law enforcement, educators, healthcare workers, first responders, veterans, and active-duty members of the military or their surviving spouses—can receive up to $20,000 toward down payment, closing costs, or home repairs when purchasing a home.

  • To Qualify for the Community Partner Program, You Must:

  • Be a qualified borrower who meets product and income eligibility requirements

  • Be a first-time homebuyer or someone who currently owns or has previously owned a home¹

  • Contribute at least $1,000 toward the home purchase

  • Occupy the home as a primary residence

  • Complete a homebuyer education and financial literacy course specified by Park View

A police officer in uniform holds a child, representing community partnership in a homeownership program.

Please contact one of our mortgage loan advisors to determine if you are eligible for Community Partners funding and to begin your application process.

First-Time Home Buyer

First Time Homebuyers Program

Up to $17,500 Available for Eligible First-Time Homebuyers

The First-Time Homebuyer Program is designed to help families and individuals lay a strong foundation for homeownership. Eligible first-time buyers can access up to $17,500 to assist with down payment and closing costs when purchasing their first home.

  • To Qualify for the First-Time Homebuyer Program, You Must:

  • Be a qualified first-time borrower1

  • Contribute at least $1,000 toward the home purchase

  • Occupy the home as a primary residence for at least five years

  • Complete a homebuyer education and financial literacy course specified by Park View

A man and woman joyfully hold a child in their new home, celebrating their mortgage offers and new beginnings.

Please contact one of our Mortgage Loan Advisors to determine if you are eligible for First-Time Homebuyer funding and to begin your application process.

Community Partners

Community Partners Program

Up to $20,00 Available for For community workers and first responders

Eligible community service professionals—including law enforcement, educators, healthcare workers, first responders, veterans, and active-duty members of the military or their surviving spouses—can receive up to $20,000 toward down payment, closing costs, or home repairs when purchasing a home.

  • To Qualify for the Community Partner Program, You Must:

  • Be a qualified borrower who meets product and income eligibility requirements

  • Be a first-time homebuyer or someone who currently owns or has previously owned a home¹

  • Contribute at least $1,000 toward the home purchase

  • Occupy the home as a primary residence

  • Complete a homebuyer education and financial literacy course specified by Park View

A police officer in uniform holds a child, representing community partnership in a homeownership program.

Please contact one of our mortgage loan advisors to determine if you are eligible for Community Partners funding and to begin your application process.

First-Time Home Buyer

First Time Homebuyers Program

Up to $17,500 Available for Eligible First-Time Homebuyers

The First-Time Homebuyer Program is designed to help families and individuals lay a strong foundation for homeownership. Eligible first-time buyers can access up to $17,500 to assist with down payment and closing costs when purchasing their first home.

  • To Qualify for the First-Time Homebuyer Program, You Must:

  • Be a qualified first-time borrower1

  • Contribute at least $1,000 toward the home purchase

  • Occupy the home as a primary residence for at least five years

  • Complete a homebuyer education and financial literacy course specified by Park View

A man and woman joyfully hold a child in their new home, celebrating their mortgage offers and new beginnings.

Please contact one of our Mortgage Loan Advisors to determine if you are eligible for First-Time Homebuyer funding and to begin your application process.

Our Experts Can Help

Whether you're just starting to explore or ready to make an offer, our friendly mortgage team is here to help you buy a home in Harrisonburg or Rockingham County—from pre-approval to closing.

Homebuying Tips

We want to make sure your home buying experience is as easy as possible. We’ve dedicated a section of our blog to mortgage and home buying topics. We hope you find them helpful. If you have questions, reach out to our Mortgage Team or give us a call at 540.437.7412.

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Disclosures
1Community Partners Product and First-time Homebuyer Product are products of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank of Atlanta's Affordable House Program Implementation Plan at www.fhlbatl.com for complete product requirements.
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