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Understanding Data Breaches: How to Protect Your Information and Respond Effectively

A woman sits at a table with a laptop, looking concerned about a potential data breach.

In our increasingly digital lives, we routinely provide organizations with access to our personal information. Whether it’s for opening a credit card, signing up for internet service, creating a social media account, or even purchasing something online, we often share our information for legitimate reasons and trust these companies to keep our information safe. But…

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National Financial Awareness Day

Woman calculating savings with coins, celebrating National Financial Awareness Day by managing her finances wisely.

National Financial Awareness Day, celebrated every year on August 14th, is a perfect reminder to brush up on your financial knowledge so you can live your best life financially. Whether you’re just starting out on your financial journey or looking to refine your strategies, try starting with one of the items below to boost your…

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The Ultimate Guide to FHA Mortgage Loans

An image of a wood house that says "FHA Loan"

Feeling overwhelmed by the mortgage options out there? You’re not alone. Navigating the mortgage landscape can be daunting, but there’s one loan program designed specifically to make homeownership more accessible for you – FHA Mortgage Loans. In this guide, we’ll explore what FHA loans are, why they’re significant, and how they could be your ticket…

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8 Summer Savings Tips to Keep Your Wallet Happy

A family enjoying a beach stroll, holding hands, while the sun sets. Thinking of summer savings tips.

Summer is here, which often means vacations, outdoor adventures, and planning activities for your family. However, it can also bring about increased expenses, from vacations to cooling bills. To help you navigate these costs, here are eight summer savings tips to keep your wallet happy while making the most of the sunny days ahead.  1.…

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Mastering Business Credit Cards for Small Business Owners and Entrepreneurs

A business person handing another business person a Park View Business Visa Credit Card

Navigating the world of business credit cards can be daunting, especially for small business owners and entrepreneurs. However, mastering their use can unlock numerous benefits and significantly boost your financial health. This article will help you avoid common pitfalls, providing smart credit card management tips and real-life examples to ensure your business thrives. The Power…

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Business Fraud Prevention Checklist

A person using a tablet with checklist and check mark icons, ensuring fraud prevention measures.

As a business owner, it is important to be aware of the risks associated with fraudulent activities and take steps to protect your company. Fraud can take many forms, from phishing scams to check fraud and cyber-attacks. In this blog, we’ll provide fraud prevention tips and effective strategies to help keep your business safe. Download…

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Park View Federal Credit Union Welcomes Andrea Wenger as Director of Business Development

image of Andrea Wenger, Park View Federal Credit Union's Director of Business Development

FOR IMMEDIATE RELEASE: Park View Federal Credit Union Welcomes Andrea Wenger as Director of Business Development Park View Federal Credit Union has appointed Andrea Wenger as the new Director of Business Development, highlighting the credit union’s commitment to financial wellness and community engagement in the Harrisonburg and Rockingham County area. HARRISONBURG, VA – June 7,…

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How to Use a Credit Card Responsibly

Person using a credit card responsibly at a cafe, holding bags and a credit card in the other

Credit cards are powerful financial tools that, when used responsibly, can offer numerous benefits. However, credit cards have their own set of responsibilities and it’s important to use them wisely.   At Park View, we prioritize our members’ financial well-being and believe in preparing them with the knowledge to make smart money decisions. To help you…

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Understanding Credit Cards: A Comprehensive Guide for Young Adults

"A young woman holding a Park View Visa credit card, smiling and presenting it towards the camera.

Introduction to Credit Cards: What Are They and How Do They Work? Credit cards have become an integral part of our financial lives, but for many young adults and financial beginners, the concept can be both exciting and daunting. This guide aims to demystify credit cards, offering a thorough understanding that will empower you to…

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How Credit Card Utilization Impacts Your Credit Score

Image showing credit card being used to pay. Credit Card utilization ratio concept.

Your credit score calculation is based on multiple factors, one being your credit utilization ratio. Understanding how your spending habits with your credit card can influence this ratio is important because credit utilization directly impacts your credit score. So, what exactly is credit card utilization, and why is it so important? Understanding Credit Utilization Credit…

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