Business Savings, Money Markets, and Certificates
Smarter Savings. Stronger Business.
Turn your extra cash into a powerful tool for growth with Park View's business savings, money market, and certificate accounts. Whether you're building liquidity, creating a safety net, or maximizing returns, we offer flexible solutions to help your business thrive.
With a $2,500 deposit and your business will be entered to win
$500
Offer valid through April 15, 20261
Business Savings Account Options
Find a Business Savings Account that Fits Your Business Goals
Whether you're just beginning to build your business savings or looking to maximize your existing funds, we have options to help you grow your savings.
Business Share Savings
With a low opening deposit requirement and convenient access to funds, this standard savings account offers simplicity and value.
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Opening a Share Account makes your business a Park View member and provides it with access to all our deposit accounts, loans and other financial services
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$5 minimum balance required to open and maintain this business savings account.
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Open additional Business Share Savings accounts with no minimum deposit requirement to support specific business savings goals.
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Monitor balances and make fast transactions with Online Banking or our mobile app.
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Best If
You need a simple, dividend earning savings account for your business.
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Minimum Balance to Open
$5 (for first business share only)
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Monthly Service Fee
None
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Withdrawals & Deposits
Unlimited
Business Traditional Money Market
Make your money work harder with dividend rates up to 1.35% APY2 and convenient access to your funds.
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Earn more as your balance grows with tiered dividends.
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Dividends are compounded and paid monthly.
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Maintain a $1,500 daily balance to avoid a monthly service fee.
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Easily deposit money from a checking account or set up a money market sweep.
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Best If
You want to earn better rates than a regular savings account while keeping easy access to your funds.
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Minimum Balance to Open
$1,500
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Monthly Service Fee
$10/month if daily ending balance is less than $1,500
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Withdrawals & Deposits
Unlimited
Business Investment Money Market
Earn our best Money Market rates while keeping your funds accessible.
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Tiered dividend system means bigger balances can qualify for higher rates.
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Maximize your savings while maintaining liquidity.
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Dividends are compounded and paid monthly.
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No minimum balance
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Best If
You have a large amount of funds and want to earn higher rates while keeping easy access to your money.
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Minimum Balance to Open
No minimum
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Monthly Service Fee
$0/month
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Withdrawals & Deposits
Unlimited
Business Certificates
Ideal for a longer-term savings strategy, offering low risk and higher dividends.
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Terms ranging from 6 months to 5 years
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Minimum opening balances range from $1,000 to $90,000
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Fixed APY (Annual Percentage Yield) for the length of the certificate term
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Best If
You want to set aside money for a specific time and earn a great rate.
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Renewal Grace Period
10 days
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Deposits
Additional funds may be added to the certificate balance at any time during the term.
Features
Perks with Your Account
Maximize Your Returns
Fuel your business growth with competitive dividend rates on your excess cash.
Federally Insured
Your funds are safe with NCUA insurance, up to $250,000. Explore Extended Deposit Insurance for balances up to $5 million.
Overdraft Protection
Use the Business Share Savings or Money Market account as overdraft protection for your business checking account.
Online and Mobile Banking
Securely monitor your company's accounts from any device through online banking or the Park View Mobile app.3
Business Money Market Sweep
Get the most out of every dollar
Our Business Money Market Sweep service offers a simple and cost-effective way to put your idle funds to work. Set a target balance for your checking account, and each night, any excess funds are automatically swept into a dividend-earning Money Market account.4
| Business Sweep Monthly Maintenance Fee | $25 |
| Fee has the ability to be offset by Earnings Credit |
Business Savings, Money Market, and Certificate Rates
Business Savings and Club Rates
1$5 minimum deposit in Membership ShareCurrent as of 3/2/2026
| Balance ($5 minimum deposit) | APY2 | Dividend Rate |
|---|---|---|
| Over $25,000 | 0.10% | 0.100% |
| Balances to $25,000 | 0.05% | 0.050% |
1 $5 minimum deposit to open account and earn APY.2APY = Annual Percentage Yield; Dividends are paid quarterly. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change without notice. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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Business Traditional Money Market Rates
Current as of 3/2/2026| Balance ($1,500 minimum to open) | APY1 | Dividend Rate |
|---|---|---|
| Over $200,000 | 1.35% | 1.342% |
| Over $100,000 | 1.30% | 1.292% |
| Over $75,000 | 1.25% | 1.243% |
| Over $25,000 | 1.25% | 1.243% |
| Balances to $25,000 | 1.25% | 1.243% |
1APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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Business Investment Money Market Rates
Current as of 3/2/2026| Balance | APY1 | Dividend Rate |
|---|---|---|
| Balances over $1,000,000 | 2.58 - 3.00% | 2.960% |
| $500,000.01-$1,000,000 | 2.22 - 2.58% | 2.911% |
| $250,000.01-$500,000 | 1.58 - 2.22% | 2.813% |
| $100,000.01-$250,000 | 1.18 - 1.58% | 1.834% |
| $50,000.01-$100,000 | 0.90 - 1.18% | 1.440% |
| $2,500.01-$50,000 | 0.00 - 0.90% | 0.946% |
| Balances to $2,500 | 0.00% | 0.000% |
1APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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Business Regular Fixed Rate Certificates
Current as of 3/2/2026| Min. Opening Deposit | Term | APY1 | Dividend Rate |
|---|---|---|---|
| $1,000 | 6 months | 3.40% | 3.357% |
| 1 year | 3.35% | 3.309% | |
| 18 months | 3.15% | 3.113% | |
| 2 years | 3.15% | 3.113% | |
| 30 months | 3.10% | 3.065% | |
| 3 years | 3.05% | 3.016% | |
| 4 years | 2.75% | 2.722% | |
| 5 years | 2.80% | 2.771% | |
| $10,0002 | 32 months | 3.55% | 3.504% |
| $90,000 | 6 months | 3.45% | 3.406% |
| 1 year | 3.40% | 3.357% | |
| 18 months | 3.20% | 3.162% | |
| 2 years | 3.20% | 3.162% | |
| 30 months | 3.15% | 3.113% | |
| 3 years | 3.10% | 3.065% | |
| 4 years | 2.80% | 2.771% | |
| 5 years | 2.85% | 2.820% | |
1APY = Annual Percentage Yield; Dividends are paid quarterly. A 90-day dividend penalty will be assessed on early withdrawals on certificates up to 3-year terms, and a 180-day penalty on early withdrawals from 4 and 5 year term certificates. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. 2At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. Certificates are non-transferable and non-negotiable. |
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Other Products and Services
Explore More Business Banking Options
Our range of business products goes beyond checking. Explore our credit card, lending, and business services solutions to compliment your business journey.
Manage your business’s funds more efficiently, streamline payables and collections, and improve cash flow with our convenient, powerful tools.
Our business credit cards come with low rates or reward options for the occasional boost to cash flow when needed.
Explore a range of options, including lines of credit, equipment financing, and vehicle loans to keep your business moving forward.
Disclosures
1Sweepstakes valid for new Money Market Accounts opened and funded between February 16 and April 15, 2026. Consumer and business accounts are both eligible. To qualify, accounts must have an opening deposit of $2,500 and maintain a daily average balance of $2,500 or more for 60 days. Eligible accounts will be automatically entered for a chance to win $500 in our raffles. A total of four (4) winners will be selected. Winners will be notified after they have met the 60-day balance requirement. The $500 prize will be deposited directly into the winner's new Money Market Account only after this condition has been fulfilled. No purchase necessary to enter or win. Offer subject to change without notice.
2The Annual Percentage Yield (APY) is accurate as of 2/2/2026 and is subject to change without notice. The 1.35% APY applies only to balances over $200,000. Balances below $200,000 will earn a lower APY. Fees may reduce earnings on the account
3Carrier data rates may apply.
4A Business checking account is required for sweep services. Fees and certain limitations apply. View our Business Fee Schedule for details.