Health Savings Account (HSA)
Your Health, Your Savings We've Got You Covered
Managing healthcare expenses can be unpredictable, but a Park View Health Savings Account (HSA) or Health Savings Account Certificate provides a smart way to prepare for the unexpected. Take control of your healthcare savings while enjoying tax benefits and peace of mind.
HSA Features
Why open an a Health Savings Account?
A Health Savings Account (HSA) is designed for individuals with a qualified High-Deductible Health Plan (HDHP), offering a smart way to save and manage healthcare expenses. With an HSA, you gain control over your healthcare spending, while also saving money tax-free. It provides peace of mind, knowing you're financially prepared for medical emergencies, all while growing your savings for future health-related expenses.
Funds That Grow With You
Your HSA balance rolls over from one year to the next with no penalties so it’s there for future healthcare needs.
Tax-Free Savings
Withdrawals for qualified medical expenses are tax-free, keeping more money in your pocket.1
No Hidden Fees
No annual or monthly maintenance fees – even if your coverage or employment changes.
Earn Dividends While You Save
Enjoy competitive dividends as your HSA grows.
Free HSA Debit Card
Access funds easily for co-pays, prescriptions, and other qualified expenses.2
2025 HSA Contribution Limits
| Contribution Limit | |
|---|---|
| Self-Only | $4,300 |
| Family | $8,550 |
| Catch-up for Age 55+ | $1,000 |
Contributions may NOT be allowed for individuals age 65 or older. Visit www.irs.gov for additional information.
Health Savings Account Certificate
Maximize Your Savings with a Park View HSA Certificate
An HSA certificate allows you to invest a portion of your HSA funds into a certificate, earning higher dividends than a standard HSA while still enjoying the tax advantages of a Health Savings Account.
HSA Certificate Benefits:
Competitive Rates
Grow your savings faster than a traditional HSA.
Quarterly Dividends Paid
Grow your funds securely and consistently.
Flexible Terms
Choose from terms ranging from 12 months to 5 years.
Low Minimum Requirement
Open an HSA Certificate with just $1,000.
Health Savings Account (HSA) Rates
1$5 minimum deposit in Park View RewardsCurrent as of 12/1/2025
| Balance | APY2 | Dividend Rate |
|---|---|---|
| Over $5,000 | 1.00% | 0.996% |
| Balances to $5,000 | 0.20% | 0.200% |
1$5 minimum deposit in shares account required to open health savings account and earn APY. 2APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
||
Health Savings Account (HSA) Certificate Rates
Current as of 12/1/2025| Min. Opening Deposit | Term | APY* | Dividend Rate |
|---|---|---|---|
| $1,000 | 1 year | 3.60% | 3.552% |
| 2 years | 3.25% | 3.211% | |
| 3 years | 3.15% | 3.113% | |
| 5 years | 2.95% | 2.918% | |
*APY = Annual Percentage Yield. Rates subject to change without notice. The minimum balance required to open this certificate and earn the advertised APY is $1,000. A penalty may be imposed for early withdrawals. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal or fee will reduce earnings. Available for personal accounts only. A Park View Health Savings Account (HAS) is required. Dividends are paid quarterly. For more information, contact us. |
|||
How to open a Health Savings Account
Follow these quick and easy steps to open your HSA today.
Become a Member
You must maintain a Park View membership to be eligible.
Check Your Health Plan
You must have a high-deductible
health plan.
Questions About Health Savings Accounts?
Get the answers you need to your questions about a Health Savings Account at Park View.
Need more ways to save?
At Park View, we offer a variety of smart savings tools to fit your financial goals. Explore your options.
