Now Park View makes it even easier to schedule an appointment with one of our service representatives.Money Market Accounts
Money Market Accounts
Unlock the Power of Money Market Accounts
Picture this: a savings account that not only helps you grow your money but also gives you the freedom to access it whenever you need. That's the beauty of a Money Market Account from Park View!
Features
Money Market Accounts
A Money Market Account is your ticket to a savings journey that offers higher dividends than your regular savings account. Think of it as a dynamic blend of a traditional savings account and a certificate.
The best part? Your funds aren't restricted by a specific term, allowing you to access them whenever life calls for it.
Combines the flexibility of a checking account with the earning power of a savings account.
Tailored for larger balances.
Offers higher dividend rates than standard savings.
A secure and accessible way to grow your funds.
Earning Power and Easy Access, All in One
Why Choose a Money Market Account?
Increased Earning Potential
Higher dividends compared to regular savings accounts mean you can grow your money at a faster rate.
No Term Requirements
Enjoy knowing that your money is readily available and easily accessible without any waiting periods or penalties for early withdrawal.
Combine for More
When used in conjunction with other deposit accounts, like Electrum Checking, a Money Market Account can provide an additional boost to your savings.
Pair a Money Market Account with Electrum Checking
Earn high yields and maximize your savings potential
Combining a Money Market Account with Electrum Checking means more earnings for you. Your monthly activity in Electrum Checking unlocks Silver and Gold tiers, boosting your savings potential. Maximize your savings easily by pairing these accounts!
Tiered Dividend Rates:
Your dividends are directly tied to your monthly Electrum Checking activity, ensuring more earnings as your banking activity grows.
Grow Your Deposits, Grow Your Earnings:
Our tiered dividend rates reward larger deposits with increased earnings, making it easy for you to supercharge your savings effortlessly.
Keep Your Balance Happy:
Maintain a minimum balance of $1,500 to enjoy no minimum balance fees.1
Money Market Rates: Take Your Pick
Money Market + Electrum
Current as of 5/1/2025| Balance | Gold Level APY3 | Silver Level APY4 |
|---|---|---|
| Over $200,000 | 3.60% | 2.60% |
| Over $100,000 | 3.55% | 2.55% |
| Over $75,000 | 3.50% | 2.50% |
| Over $25,000 | 3.10% | 2.10% |
| Balances to $25,000 | 3.05% | 2.05% |
Money Market Account
Current as of 5/1/2025| Balance | Base Level APY2 |
|---|---|
| Over $200,000 | 2.10% |
| Over $100,000 | 2.05% |
| Over $75,000 | 2.00% |
| Over $25,000 | 1.60% |
| Balances to $25,000 | 1.55% |
Embrace the best of both worlds
Money Market Accounts offer a blend of growth potential and accessibility, making them a top choice for savvy savers. Dive into the world of financial empowerment - discover how a Money Market Account can elevate your savings game.
Explore our Business Money Market Accounts
Looking for opportunities to maximize your business' funds? Explore our Business Money Market Accounts designed to help your company grow its reserves while enjoying competitive rates and easy access to your funds.
Our Business Money Market Accounts offer flexibility and security, empowering you to make the most of your company's finances.
Frequently Asked Questions
Get the answers you need to the questions you have about Money Market Accounts.
Yes! Money Market Accounts are insured up to $250,000 and backed by the full faith and credit of the United States Government under the National Credit Union Administration (NCUA), just like federally insured bank deposits are covered by the FDIC.
To avoid incurring a fee, you will need to keep at least $1,500 in your Money Market Account. See the consumer fee schedule for details.
A Money Market Account is a bit like a boosted savings account, often earning more dividends than standard savings. It's akin to a certificate but offers flexibility—no penalties for withdrawing your money whenever needed.
Need more ways to save?
At Park View, we offer a variety of smart savings tools to fit your financial goals. Explore your options.
