FedNow Instant Payments
Receive Money Instantly with FedNow
Get Your Money in Seconds
With FedNow® instant payments, your paycheck, refund, or personal transfer sent through FedNow can land in your account in in seconds rather than days—securely and at no cost to you.
Unlocking new opportunities in payments
What are FedNow Payments?
FedNow is a payment service developed by the Federal Reserve that enables financial institutions to transfer money instantly between accounts. Unlike traditional transfers that may take a day or more, FedNow payments are processed within seconds—24/7/365.1
At this time, Park View members can receive funds through the FedNow Service—but cannot yet send money using it. If someone (like an employer, business, or friend) sends money using FedNow from their financial institution, the funds appear in your Park View account immediately.2
How it Helps
The Benefits of Receiving FedNow Payments
Here are just a few examples of how FedNow can make a difference:
Get paid instantly for gig or contract work.
Whether you're a gig worker or contractor, employers and clients using FedNow can pay you immediately once a job is done—no more waiting for checks or ACH delays.
Access emergency funds when timing matters most.
Insurance providers or financial assistance programs may use FedNow to disburse funds right away—giving you faster access during critical moments.
Enjoy faster payroll for participating employers.
Some employers may begin offering FedNow payments as a faster way to deliver your paycheck. That means no more waiting 2–3 days for direct deposit to clear.
Split bills and reimburse friends on the spot.
Cover a group dinner or buy event tickets? Friends using FedNow through their financial institution can send their share instantly, so you're not stuck fronting the cost.
How it Works
Fast, Secure Payments with FedNow
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The sender’s financial institution must use FedNow
For an instant payment to happen, both the sending and receiving financial institutions must be part of the FedNow network and choose to send money via the service.
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Share Your Account Details
Give the sender Park View’s routing number and your full 10-digit account number. You can find your 10-digit account number by logging into online banking and selecting the account where you want the money deposited.
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Payment Sent
The sender’s bank initiates the payment through FedNow. Because Park View is on the network, we receive the funds instantly—any time, day or night.
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You Get Paid Instantly
Once sent, the money is available in your Park View account within seconds—no waiting for business days or clearing times.
Routing Number
Routing numbers are nine-digit numbers used to identify financial institutions. They are frequently used for setting up direct deposits, automatic loan payments, and recurring transfers in bill pay.
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Park View Federal Credit Union's
Routing Number:251480806
If you would like help or need additional information, please call 540.434.6444 or stop by one of our convenient branch locations.
How to Get Started
Receiving Instant Payments with FedNow is Easy
Confirm the Sender Uses FedNow
Make sure the company, app, or person sending you money uses a bank or credit union that participates in the FedNow network.
Share Your Park View Info
Provide the sender with Park View’s routing number and your full 10-digit account number (found near the bottom of your account details in Online or Mobile Banking).
Get Paid Instantly
Once the sender initiates the payment, the money will show up in your Park View account within seconds—24/7.
Still Have Questions?
Frequently Asked Questions About FedNow
Manage It All
Online and Mobile Banking
Stay on top of your finances anytime, anywhere.
Check balances, view transactions, access your full account number, and more—all in a few clicks.
Manage It All
Online and Mobile Banking
Stay on top of your finances anytime, anywhere.
Check balances, view transactions, access your full account number, and more—all in a few clicks.
