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Auto Loans

Ah... That "New" Smell

So you’re ready to get into a fresh ride.

Whether you’re buying a new or used car, or refinancing your current one, Park View can put you behind the wheel with quick loan approvals and driver-friendly financing.

man in the driver's seat of a car appears to be thinking about an auto loan.

Financing Options

Get up to 130% financing for new or used vehicles or we can help refinance an existing loan from another financial institution.

Flexible Terms

With flexible terms and no application fee, we'll help you find the best auto loan term and rate to fit your needs.

Apply Before You Shop

Not quite ready to step on the gas? Apply today for your pre-approved auto loan that can be used for up to 60 days at a dealership.

Buying a new or used vehicle

Step into the driver's seat with our car loans, designed for both brand-new and pre-loved vehicles. With our competitive rates, accommodating terms, and swift approval process, your ideal ride is within reach.

Auto Loan Features

Fixed rates as low as 3.24%1 up to 36 months

Up to 130% financing2

No application fees

Easy loan application process

Refinancing options available3

Refinancing your current loan

Still tethered to a high-interest auto loan at another financial institution? Shift gears with Park View. Refinance today and experience the freedom of a more manageable payment plan.

Refinance Auto Loan Features

Terms up to 84 months3

Up to 130% financing4

No application fees

Easy loan application process

Get Started

Steps to Financing Your Vehicle

  • Apply Online Today

    Take the fast lane to your new car with our hassle-free online application. No fees, no fuss—just a streamlined process to get you behind the wheel in no time.

  • Get Pre-Approved5

    Lock in your rate and hit the road with confidence. Our pre-approval keeps your options open for 60 days, giving you the freedom to find the perfect ride.

  • Head to the Dealership

    With your pre-approval in hand, it’s time to go to the dealership and find your dream car. Shop stress-free, knowing your financing is locked in. 

  • Secure Your Auto Loan

    Our team will guide you through the final steps, ensuring a smooth purchase process.

Protect Your Ride

Auto Loan Add-Ons6

When you apply for your Park View vehicle loan, you have the option to add on these additional benefits to keep you and your ride protected.

Credit Life Insurance helps cover the loan balance in the event of a borrower's death.

Credit Disability Insurance helps cover loan payments if the covered borrower becomes totally disabled.

Mechanical Repair Coverage (MRC) helps protect against the cost and inconvenience of breakdowns.

Guaranteed Asset Protection (GAP) and Auto Deductible Reimbursement (ADR) help pay the vehicle's cost not covered by primary insurance when it is totaled or stolen.

Get Rewarded for Your Auto Loan

Save MORE with Loan Rewards!

Park View members with an Electrum Checking Account can earn 5% of the interest paid on their auto loan back—just for making on-time payments and meeting Electrum Checking qualifications for at least one month each quarter.

Traveling together towards the sun by car. Driving and auto loan concept.

TruStage® Auto Insurance

Is Your Ride Protected?

Through our partnership with TruStage®, we offer car insurance with competitive rates and a member discount.

When it comes to protecting your loved ones and your possessions, you shouldn’t have to settle. Members enjoy top-notch protection at an affordable price.

Frequently Asked Questions

Auto Loan FAQ

We answer some common questions about the auto loan experience at Park View.

Ready to buy your next car?

Our fast and easy online application makes buying a new or used car easier than ever. Apply now or schedule an appointment with a loan advisor.

Disclosures

1Annual Percentage Rate (APR) is based on an evaluation of applicant's credit. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Ask us about other APR and longer-term options. Representative payment example: A $25,000 loan at 3.24% Annual Percentage Rate (APR) for 36 months would require 36 monthly payments of $729.68. Rate current as of 9/2/2025 and subject to change without notice.
2Vehicle value based on MSRP for new vehicles and NADA® retail values for used vehicles.
3Refinancing is not available on existing Park View loan balances. 
4Representative payment example: A $25,000 loan at 6.04% Annual Percentage Rate (APR) for 84 months would require 84 monthly payments of $365.69. Rate current as of 9/2/2025.
5Subject to credit approval. Not all applicants will qualify.
6Not insured by NCUA; Not underwritten, issued, or guaranteed by NCUA or any other federal government agency; You are not required to purchase this as a condition of a loan.