Auto Loans
Finance Your Car with Confidence
Whether you are buying a new car or refinancing your current one, Park View offers auto loans with flexible terms, helpful local service, and simple pre-approvals.
Buy a New or Used Vehicle
Step into the driver's seat with our car loans, designed for both brand-new and pre-loved vehicles.
Auto Loan Features
Fixed rates as low as 3.24%1 up to 36 months
Up to 130% financing2
No application fees
Easy loan application process
Refinancing options available4
Refinance Your Auto Loan
Unlock savings, better rates, and lower your monthly payments when you refinance with Park View.
Refinance Auto Loan Features
Terms up to 84 months3
Up to 130% financing4
No application fees
Easy loan application process
Get Started
Steps to Financing Your Vehicle
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Apply Online Today
Take the fast lane to your new car with our hassle-free online application. No fees, no fuss—just a streamlined process to get you behind the wheel in no time.
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Get Pre-Approved5
Lock in your rate and hit the road with confidence. Our pre-approval keeps your options open for 60 days, giving you the freedom to find the perfect ride.
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Head to the Dealership
With your pre-approval in hand, it’s time to go to the dealership and find your dream car. Shop stress-free, knowing your financing is locked in.
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Secure Your Auto Loan
Our team will guide you through the final steps, ensuring a smooth purchase process.
Protect Your Ride
Auto Loan Add-Ons6
When you apply for your Park View vehicle loan, you have the option to add on these additional benefits to keep you and your ride protected.
Credit Life Insurance helps cover the loan balance in the event of a borrower's death.
Credit Disability Insurance helps cover loan payments if the covered borrower becomes totally disabled.
Mechanical Repair Coverage (MRC) helps protect against the cost and inconvenience of breakdowns.
Guaranteed Asset Protection (GAP) and Auto Deductible Reimbursement (ADR) help pay the vehicle's cost not covered by primary insurance when it is totaled or stolen.
Earn a 5% Loan Rebate
Park View members with an Electrum Checking Account can earn a rebate equal to 5% of the interest paid on their auto loan—just for making on-time payments and meeting Electrum Checking qualifications for at least one month each quarter.
Frequently Asked Questions
Auto Loan FAQs
We answer some common questions about the auto loan experience at Park View.
TruStage® Auto Insurance
Auto Insurance Plans for Every Driver
Through our partnership with TruStage®, we offer car insurance with competitive rates and a member discount.
When it comes to protecting your loved ones and your possessions, you shouldn’t have to settle. Members enjoy top-notch protection at an affordable price.
Disclosures
1Annual Percentage Rate (APR) is based on an evaluation of applicant's credit. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Ask us about other APR and longer-term options. Representative payment example: A $25,000 loan at 3.24% Annual Percentage Rate (APR) for 36 months would require 36 monthly payments of $729.68. Rate current as of 10/1/26 and subject to change without notice.
2Vehicle value based on MSRP for new vehicles and NADA® retail values for used vehicles.
3Refinancing is not available on existing Park View loan balances.
4Representative payment example: A $25,000 loan at 6.04% Annual Percentage Rate (APR) for 84 months would require 84 monthly payments of $365.69. Rate current as of 10/1/26.
5Subject to credit approval. Not all applicants will qualify.
6Not insured by NCUA; Not underwritten, issued, or guaranteed by NCUA or any other federal government agency; You are not required to purchase this as a condition of a loan.