Auto Loans
Auto Loans for New & Used cars
Whether you're buying a new vehicle or refinancing your current loan, Park View offers competitive auto loan rates, flexible terms, and fast online pre-approvals to help you shop with confidence.
SPECIAL OFFER
New or used: 90 Days of No Payments and No Interest1
Finance a new or used vehicle between April 1 and June 30, 2026, and skip your first three months of payments — with zero interest accruing during that window. Get in the car now, start paying later.
Buying a new or used vehicle
Step into the driver's seat with our car loans, designed for both brand-new and pre-loved vehicles. With our competitive rates, accommodating terms, and swift approval process, your ideal ride is within reach.
Auto Loan Features
Fixed rates as low as 3.24%2 up to 36 months
Up to 130% financing3
No application fees
Easy loan application process
Refinancing options available4
Refinancing your current loan
Still tethered to a high-interest auto loan at another financial institution? Shift gears with Park View. Refinance today and experience the freedom of a more manageable payment plan.
Refinance Auto Loan Features
Terms up to 84 months4
Up to 130% financing5
No application fees
Easy loan application process
No payments for 90 days!1
Get Started
Steps to Financing Your Vehicle
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Apply Online Today
Take the fast lane to your new car with our hassle-free online application. No fees, no fuss—just a streamlined process to get you behind the wheel in no time.
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Get Pre-Approved6
Lock in your rate and hit the road with confidence. Our pre-approval keeps your options open for 60 days, giving you the freedom to find the perfect ride.
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Head to the Dealership
With your pre-approval in hand, it’s time to go to the dealership and find your dream car. Shop stress-free, knowing your financing is locked in.
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Secure Your Auto Loan
Our team will guide you through the final steps, ensuring a smooth purchase process.
Protect Your Ride
Auto Loan Add-Ons7
When you apply for your Park View vehicle loan, you have the option to add on these additional benefits to keep you and your ride protected.
Credit Life Insurance helps cover the loan balance in the event of a borrower's death.
Credit Disability Insurance helps cover loan payments if the covered borrower becomes totally disabled.
Mechanical Repair Coverage (MRC) helps protect against the cost and inconvenience of breakdowns.
Guaranteed Asset Protection (GAP) and Auto Deductible Reimbursement (ADR) help pay the vehicle's cost not covered by primary insurance when it is totaled or stolen.
TruStage® Auto Insurance
Is Your Ride Protected?
Through our partnership with TruStage®, we offer car insurance with competitive rates and a member discount.
When it comes to protecting your loved ones and your possessions, you shouldn’t have to settle. Members enjoy top-notch protection at an affordable price.
Frequently Asked Questions
Auto Loan FAQs
We answer some common questions about the auto loan experience at Park View.
Disclosures
1Promotion valid for new or used auto and recreational vehicle loans disbursed between April 1 and June 30, 2026. Refinances of existing Park View FCU loans are not eligible. No Interest, No Payments for 90 Days: For qualified borrowers, the first scheduled monthly payment will be deferred for 90 days from the date of loan closing, and interest will not accrue during this 90-day period. Following the 90-day promotional period, interest will begin to accrue at the Annual Percentage Rate (APR) disclosed in your loan agreement. Deferring your first payment may extend the term of your loan by approximately 90 days. Repayment of the principal and interest will be based on the loan term and rate for which you qualify. Membership eligibility is required. All loans are subject to credit approval and standard underwriting guidelines. Park View FCU reserves the right to cancel or modify this promotion at any time without notice.
2Annual Percentage Rate (APR) is based on an evaluation of the applicant's credit. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. Ask us about other APR and longer-term options. Representative payment example: A $25,000 loan at 3.24% Annual Percentage Rate (APR) for 36 months would require 36 monthly payments of $729.68. Rate current as of 6/1/26 and subject to change without notice.
3Vehicle value based on MSRP for new vehicles and NADA® retail values for used vehicles.
4Refinancing is not available on existing Park View loan balances.
5Representative payment example: A $25,000 loan at 6.04% Annual Percentage Rate (APR) for 84 months would require 84 monthly payments of $365.69. Rate current as of 6/1/26.
6Subject to credit approval. Not all applicants will qualify.
7Not insured by NCUA; Not underwritten, issued, or guaranteed by NCUA or any other federal government agency; You are not required to purchase this as a condition of a loan.