Checking Account Rates
Electrum™ Dividends
Current as of 6/1/2023Balance | APY1 | Div. Rate | Monthly Debit Card Purchases | Monthly ACH Deposits |
Over $10,0002 | 0.25% | 1.982% | 15 or more | $1,500 or more |
Balances to $10,0003 | 4.00% | 3.928% | 15 | $1,500 |
Over $10,0004 | 0.10% | 0.100% | 5-14 | $500-$1,499 |
Balances to $10,0003 | 1.25% | 1.243% | 5 | $500 |
All balances (non-qualifying) | 0.03% | 0.030% | 0-4 | $0-$499 |
1APY = Annual Percentage Yield. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Fees may reduce earnings.2Balances $10,001 and above will earn 0.25% APY. 3Monthly qualifications must be met in order to earn high-dividend rate, paid monthly. If not met, a reduced rate will be applied to balance. $0.01 minimum average balance to earn high-dividend rate. $25 minimum to open account and earn APY. Dividends will be forfeited for any account closed before accrued dividends are credited 4Balances $10,001 and above will earn 0.10% APY. |
Simple Choice Dividends
Current as of 6/1/2023Balance | APY1 | Dividend Rate |
---|---|---|
Over $25,000 | 0.10% | 0.100% |
Balances to $25,000 | 0.05% | 0.050% |
1APY = Annual Percentage Yield; Dividends are paid monthly. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. $25 minimum to open account and earn APY. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. Dividends are paid on Simple Choice Checking only if that option is selected as part of customized account. |
Premium Advantage Dividends
Current as of 6/1/2023Balance | APY1 | Div. Rate |
---|---|---|
Over $100,000 | 0.20% | 0.200% |
Over $25,000 | 0.10% | 0.100% |
Over $10,000 | 0.05% | 0.050% |
Balances to $10,000 | 0.05% | 0.050% |
1APY = Annual Percentage Yield; Dividends are paid monthly. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. $25 minimum to open account and earn APY. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |
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Traditional Money Market Rates
Current as of 6/1/2023Balance ($1,500 minimum) | APY1 | Dividend Rate |
---|---|---|
Over $200,000 | 2.00% | 1.982% |
Over $100,000 | 1.85% | 1.834% |
Over $75,000 | 1.80% | 1.785% |
Over $25,000 | 1.77% | 1.756% |
Balances to $25,000 | 1.75% | 1.736% |
1APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. |