Express Loans

Current Members can access funds in minutes with an Express Loan

Whether you need extra cash for groceries, an emergency car repair, or anything in between, a $200–$2,000 Express Loan takes just 6 clicks in 60 seconds, and funds are deposited into your Park View account.¹

  • $2,000

    MAX LOAN

  • 28.00%

    APR1

  • 12 month

    TERM2

Apply Online
Applying won't impact your credit score
Apply Online
Applying won't impact your credit score
purple colored graphic stating that you can apply and get approved in 60 seconds.
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Express Loans from $200-$2,000

  • Flexible Amounts

    Qualify for a loan amount ranging from $200 - $2,000.2

  • Competitive Loan Terms

    Up to 12-month repayment terms with no prepayment penalty.2

  • No Credit Check

    Your score won't be affected by applying.

  • Simple Requirements

    Must be a Park View member for at least 90 days, 18 or older, with regular deposit activity. $20 application fee.3

  • Funds in Minutes

    Once approved, funds are available immediately in your Park View account — ready to use right away.

  • Alternative to Payday Loans

    No more resorting to high-interest payday lenders, with a fixed APR of 28.00%.1

Benefits

Get Help with Unexpected Expenses

  • Flexible Use

    Use your Express Loan for accidents, injuries, pet emergencies, auto repairs, and other financial emergencies when you need cash fast.

Comparison

Choose the Smarter Way to Borrow

Here's what borrowing $500 for 90 days looks like compared to a traditional payday loan.

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Borrow $500 / 90 days

  • Annual Percentage Rate
  • Application Fee
  • Funds Available
  • Credit Check
  • Approval basis
  • Best if you want a

Express Loan

$174.50 / month

  • 28.00% APR1
  • $20.003
  • Minutes
  • None
  • Member relationship
  • Low‑interest, money‑saving loan
Apply

Payday Lender

$235.82 / month

  • 235.00% APR
  • $75.00
  • 1-2 days
  • Income based
  • Employment / income
  • High-interest loan with high fees

Completely relieved! No high interest payday loans. No loan officers trying to decide if it's worth it or not. Just a simple here you go, get it done. Added this to my 'don't panic' toolbox. Thanks!

Park View FCU Member

FAQS

Express Loans

Ready to Apply for an Express Loan?

Stop by one of our branches, give us a call, or easily apply online to get started.

Disclosures

1Annual Percentage Rate (APR) is accurate as of 6/1/26.
2As an example, a 3-month, 28.00% APR fixed rate Express Loan for $200 would result in 3 monthly payments of $69.81. Your actual payment may be higher. A 12-month, 28.00% APR fixed rate Express Loan for $2,000 would result in 12 monthly payments of $193.01. Your actual payment may be higher.
3An application fee of $20 is charged for every Express Loan application, whether or not the loan is approved. All loans are subject to approval; not all will qualify. Must be a Park View member for at least 90 days. Limited to one Express Loan at a time. Must be 18 years or older with regular deposit activity.