IRA Rates

Individual Retirement Account (IRA) Share Rates

Current as of 4/3/2017
BalanceAPY*Dividend Rate
$250 minimum to open0.25%0.250%

*APY = Annual Percentage Yield; Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.

Individual Retirement Account (IRA) Certificate Rates

Current as of 4/3/2017
Min. Opening DepositTermAPY*Dividend Rate
$1,0001 year0.30%0.300%
2 years0.75%0.748%
3 years1.25%1.244%
5 years1.55%1.541%
$90,0001 year0.35%0.350%
2 years0.80%0.798%
3 years1.30%1.294%
5 years1.60%1.591%

*APY = Annual Percentage Yield; Dividends are paid quarterly. Early withdrawals from certificates will only have a dividend penalty if the account holder is less than 70 1/2 years of age. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.