|Details||Electrum™||Simple Choice||Premium Advantage||Notes|
|No Monthly Fee||✓||✓||Premium Advantage Checking: $10 per month,
waived if balance is over $25,000
|Minimum to Open||$25||$25||$25||Minimum deposit required to open account|
|✓||Simple Choice: Free pack a year if chosen as option
Premium Advantage: Select styles of unlimited checks
|Free Paper Statements||Optional||✓|
|✓||Simple Choice: Free if chosen as option
Electrum™: $3 per month
|Free Overdraft Transfers||✓||✓|
(if chosen) ¹
|✓||Simple Choice: 3 free per month if chosen as option
Premium Advantage: 3 free per month
|eStatements2||✓||✓||✓||The fastest & most convenient way to receive your monthly statement|
|Free Returned Deposits||✓||Premium Advantage: 2 free per month;
Simple Choice & Electrum™: $15 each
|Free Official Checks||✓||Premium Advantage: 6 free per month
Simple Choice & Electrum™: $3 per check
|✓4||Simple Choice Rates: Up to 0.03% APY
Electrum™ Rates: Up to 2.05% APY
Premium Advantage Rates: Up to 0.20% APY
|Loan Rewards||✓||5.00% APY of interest paid is returned quarterly into Rewards Account|
|Free Non-Park View ATM Transactions5||✓||✓||✓||Simple Choice & Premium Advantage: 2 per month
Electrum™: 5 per month
|Round Up feature||Upon request||Upon request||Upon request||With every debit card purchase, the change is rounded up to the nearest dollar and deposited into Rewards Account|
|Park View Rewards||Required||Required||Required||An account with a 4.00% APY6 dividend rate, rewarding our members for their engagement.|
Monthly Qualifications for Electrum™ Dividends
Included FREE with all Park View checking accounts
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