Checking Accounts
Compare Our Checking Options
Park View offers multiple accounts to meet your specific needs. Choose between our Electrum™, Simple Choice, and Premium Advantage accounts to find the one that works best for you.
Details | Electrum™ | Simple Choice | Premium Advantage | Notes | ||
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No Monthly Fee | ✓ | ✓ | Premium Advantage Checking: $10 per month, waived if balance is over $25,000 |
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Minimum to Open | $25 | $25 | $25 | Minimum deposit required to open account | ||
Free Checks | ✓ (if chosen)¹ | ✓ | Simple Choice: Free pack a year if chosen as option Premium Advantage: Select styles of unlimited checks |
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Free Paper Statements | Optional | ✓ (if chosen)¹ | ✓ | Simple Choice: Free if chosen as option Electrum™: $3 per month |
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Free Overdraft Transfers | ✓ | ✓ (if chosen) ¹ | ✓ | Simple Choice: 3 free per month if chosen as option Electrum™: unlimited Premium Advantage: 3 free per month |
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eStatements2 | ✓ | ✓ | ✓ | The fastest & most convenient way to receive your monthly statement | ||
Free Returned Deposits | ✓ | Premium Advantage: 2 free per month; Simple Choice & Electrum™: $15 each |
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Free Official Checks | ✓ | Premium Advantage: 6 free per month Simple Choice & Electrum™: $3 per check |
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Dividends | Tiered3 | ✓ (if chosen)¹ | ✓4 | Simple Choice Rates: Up to 0.03% APY Electrum™ Rates: Up to 4.00% APY Premium Advantage Rates: Up to 0.20% APY |
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Loan Rewards | ✓ | 5.00% APY of interest paid is returned quarterly into Rewards Account | ||||
Free Non-Park View ATM Transactions5 | ✓ | ✓ | ✓ | Simple Choice & Premium Advantage: 2 per month Electrum™: 5 per month |
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Round Up feature | Upon request | Upon request | Upon request | With every debit card purchase, the change is rounded up to the nearest dollar and deposited into Rewards Account | ||
Park View Rewards | Required | Required | Required | An account with a 4.00% APY6 dividend rate, rewarding our members for their engagement. |
Monthly Qualifications for Electrum™ Dividends
Included FREE with all Park View checking accounts
Park View's Online Banking options let you bank your way when it's convenient for you.
Save time, money, and effort with convenient Online Bill Pay.
Bank securely with instant access from as many mobile devices as you can handle.
A convenient and safe way to pay for what you want, when you want it!
Leave your cash and cards at home and buy what you need with one click or tap with your smartphone.
Review the Fee Schedule for information on fees associated with our consumer/personal accounts.