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Checking Accounts

Compare Our Checking Options

Park View offers multiple accounts to meet your specific needs. Choose between our Simple Choice, Electrum™ and Premium Advantage accounts to find the one that works best for you.

DetailsSimple ChoiceElectrum™Premium AdvantageNotes
No Monthly FeePremium Advantage Checking: $10 per month,
waived if balance is over $25,000
Minimum to Open$25$25$25Minimum deposit required to open account
Free Checks
(if chosen)¹
Simple Choice: Free pack a year if chosen as option
Premium Advantage: Select styles of unlimited checks
Free Paper Statements
(if chosen)¹
OptionalSimple Choice: Free if chosen as option
Electrum™: $3 per month
Free Overdraft Transfers
(if chosen) ¹
Simple Choice: 3 free per month if chosen as option
Electrum™: unlimited
Premium Advantage: 3 free per month
eStatements2The fastest & most convenient way to receive your monthly statement
Free Returned DepositsPremium Advantage: 2 free per month;
Simple Choice & Electrum™: $15 each
Free Official ChecksPremium Advantage: 6 free per month
Simple Choice & Electrum™: $3 per check
Dividends
(if chosen)¹
34Simple Choice Rates: Up to 0.05% APY
Electrum™ Rates: Up to 3.00% APY
Premium Advantage Rates: Up to 0.35% APY
Loan Rewards5.00% APY of interest paid is returned quarterly into Rewards Account
Free Non-Park View ATM Transactions5Simple Choice & Premium Advantage: 2 per month
Electrum™: 5 per month
Round Up feature Upon requestUpon requestUpon requestWith every debit card purchase, the change is rounded up to the nearest dollar and deposited into Rewards Account
ACH Deposit Qualification$1500Electrum™: Have at least $1,500 in direct deposits enter the account each month
Debit Purchases Qualification15Electrum™: Make at least 15 debit card purchases each month
Park View Rewards AccountOptionalOptionalOptionalAn account with a 4.00% APY6 dividend rate, rewarding our members for their engagement.

Included free with all Park View checking accounts

Online Banking

Mobile Banking

Debit Card

Bill Pay

Budget Tool

Digital Wallet

Review the service schedule for information on fees associated with our consumer/personal accounts.

¹Simple Choice checking account holders select two free options: 3 overdraft transfers per month; free checks: 1 pack per year, select styles; paper statements; monthly dividends.
²Primary owner must sign up for eStatements by the end of the month of account opening in order to receive the statement for free.
3 Monthly qualifications must be met in order to earn high dividend rate, paid monthly. If not met, a reduced rate will be applied to balance. Balances over $10,000 will earn a reduced rate.
4 Earn a higher interest rate based on balance tiers of $25,000 and $100,000.
5Park View will waive the convenience fee, but surcharge fees from other financial institutions may still be assessed.
6Dividends are paid quarterly.
APY= Annual Percentage Yield. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. $25 minimum to open account and earn APY.

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Federally insured by the NCUA. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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