Posts by Megan Clark
How to Create a Secure Password: 4 Must-Know Tips
In today’s digital landscape, knowing how to create a secure password is essential. Passwords are the keys to your digital castle—essential for keeping unwanted intruders out. However, with so many accounts to manage, it can be tempting to opt for convenience over security, leading to weak or reused passwords. In a world where cyber threats…
Read MoreHow to Teach Kids About Money: Simple Ways to Teach Saving
Learning how to manage money is one of the most important skills a child can gain—and the earlier they start, the better. From saving for their first toy to managing their first paycheck, kids who understand money are more prepared for the real world. If you’ve ever wondered how to teach kids about money, it…
Read MoreSmishing Scams: How to Spot and Avoid Fraudulent Text Messages
Key Takeaways Smishing, similar to phishing, is when scammers send a text to trick you into giving away personal information. Avoid clicking links or responding to texts from unknown or suspicious sources. If you receive a text, contact your financial institution or credit card company directly to confirm its legitimacy before sharing any information. Your…
Read MoreStrategies to Get the Lowest Mortgage Rate Every First-Time Home Buyer Should Know
Locking in the lowest mortgage rate can make a huge difference in your financial future, especially for first-time home buyers. Not only does a lower rate reduce the total amount of interest you’ll pay over the life of the loan, but it can also lead to more manageable monthly payments—potentially saving you thousands of dollars.…
Read MorePark View FCU Honored with Distinguished MemberXP™ ‘Best of the Best’ Award
HARRISONBURG, Va. (March 2025) – Park View Federal Credit Union is honored to receive the prestigious 2025 Best of the Best award from MemberXP, a leading customer experience program offered through CUSG. This recognition highlights credit unions that consistently deliver exceptional service and member experiences. “Our members are at the heart of everything we do,…
Read MoreBudget Friendly Valentine’s Day Ideas
Love is in the air, and so is the rising sale of chocolates, flowers, and dinner reservations. With Valentine’s Day approaching, the pressure to splurge on extravagant gifts or fancy outings can feel overwhelming. But if the thought of spending big this holiday gets your heart racing, it might not be Cupid’s arrow! According to…
Read MoreSticking to Your Budget Beyond January
Every January, budgeting tops the list of New Year’s resolutions. It’s the perfect time to set financial goals and imagine a brighter, more financially secure future. But anyone who has tried knows that sticking to a budget for the entire year is easier said than done. By the time March (or even February!) rolls around,…
Read MoreWhen Opening a Health Savings Account (HSA) is a Good Idea
Health and finances are two pillars of a secure and stress-free life. Striking a balance between the two can feel overwhelming, especially with the rising costs of medical expenses. If you’re seeking a way to manage healthcare costs while building financial stability, opening a Health Savings Account (HSA) might be the perfect choice for you.…
Read MoreHoliday Budgeting Tips: How to Spend Wisely This Season
The holiday season is here—a time for twinkling lights, joyful gatherings, and finding that perfect gift for each loved one. Alongside the cheer, however, comes the temptation to overspend on gifts, decor, and festivities, which can quickly spiral out of control. The good news though, is that with some thoughtful planning, you can keep your…
Read MoreMake Your Holidays Merry and Bright with a Christmas Club Account
As the holiday season approaches, the joy of celebrations, gift-giving, and family gatherings often comes with an unwelcome sidekick: financial stress. But what if there was a way to celebrate the holidays without worrying about post-holiday debt? Enter the Christmas Club Savings Account – a time-tested savings tool that can help you spread out the…
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