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Grow With Me Certificate

It's never too early to start saving!

Help your children or grandchildren start saving towards their future with a Grow With Me certificate!

Available to members age 17 and under

Minimum $100 deposit required

Certificate matures on child's 18th birthday

Add funds at any time

Grow With Me Certificate Rates

Current as of 7/1/2024
BalanceTermAPY1Dividend Rate
Balances to $50,000Until age 186.00%5.870%
Over $50,000Until age 186.00-0.15%0.150%

1APY = Annual Percentage Yield. Dividends paid quarterly. Must be age 17 and under to qualify. $100 minimum deposit. Certificate matures on child's 18th birthday. Certificate rates may change annually in July. A 365-day dividend penalty will be assessed on early withdrawals. Balances over $50,000 will earn a reduced rate of 0.15% APY. Earnings may be reduced by fees. Membership required.

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